Credit union · NCUA insured
CACL Federal Credit Union Credit Card Rates
Top CarrotCACL Federal Credit Union credit cards start at 13.00% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How CACL Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Pottsville, PA, where CACL Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
CACL Federal Credit Union
13.00%APR
- Up to
- —
Cobalt Low Interest Card
Lowest rate
Hidden River Credit Union
11.99%APR
- Up to
- —
3rd-lowest rate
M&T Bank
13.74%APR
- Up to
- 20.74% APR
CACL Federal Credit Union credit card score
66
Credit card score
Higher than 17% of U.S. banks and credit unions
- Purchase APRPurchase APR13.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where CACL Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Carbon Rewards Credit Card
Earn 1% cash back on all transactions. Minimum Credit Line: $500.00 Maximum Credit Line: $30,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 1.99% | None | 1.99% APR on merchandise purchases in the first 12 months for new accounts, and $50 if you spend $1500 or more within the first 90 days of opening card. Terms, conditions, and qualifications apply. |
| Ongoing | 14.50% | None | APR as low as 14.50%. No annual fee. Terms, conditions, and qualifications apply. |
Cobalt Low Interest Card
Minimum Credit Line: $300.00 Maximum Credit Line: $30,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | APR as low as 13.00%. No annual fee. Terms, conditions, and qualifications apply. |
Secured Credit Card
Secured by funds in your shares account. Minimum Credit Line: $250.00 Maximum Credit Line: $30,000.00.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.00% | None | APR as low as 13.00%. No annual fee. Terms, conditions, and qualifications apply. |
Who can join CACL Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, volunteer, or attend school in Schuylkill County are eligible for membership.
Cost to join
- A $5 deposit into a new savings account is required to open an account and gain access to membership benefits.
Membership information collected October 5, 2026.