Bank · FDIC insured
C3Bank CD Rates
C3Bank’s best CD rate is 3.50% APY on a 4-month CD. Terms run from 4 months to 1 year. Rates checked October 16, 2026.
How C3Bank’s CD rates compare
Compared with banks and credit unions in California, where C3Bank has the most branches. $10,000, best rate first.
This bank’s best
C3Bank
3.50%APY
- Term
- 4 months
- Requires
- None
- Minimum
- $25,000
- Earns on $10,000
- —
CD Specials
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
CD Specials
Up to 3.50%APY · 3 terms
Offer Expires 09/30/2026. New money only. Minimum required balance to earn APY is $25,000. Balances below $25,000 will earn standard rates in effect at the time balance falls below $25,000. APY is fixed for the term of the certificate and assumes principal and interest remain in the account for the selected term. Early withdrawal penalties may apply. Upon maturity, the promotional CD will automatically renew into a new CD that corresponds to the initial term, at the then current rates and terms.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsOffer Expires 09/30/2026. New money only. Minimum required balance to earn APY is $25,000 | 3.50% | — |
| 7 monthsOffer Expires 09/30/2026. New money only. Minimum required balance to earn APY is $25,000 | 3.25% | — |
| 12 monthsOffer Expires 09/30/2026. New money only. Minimum required balance to earn APY is $25,000 | 3.00% | — |
Sources (1)
- c3bank.com/certificate-of-deposit.aspx · captured Sep 16, 2026
Certificate of Deposit
Up to 3.50%APY · 3 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 4 monthsFDIC insured up to $250,000 | 3.50% | $115 |
| 7 monthsFDIC insured up to $250,000 | 3.25% | $188 |
| 12 monthsFDIC insured up to $250,000 | 3.00% | $300 |
Sources (1)
- c3bank.com/personal-banking-certificate-of-deposits · captured Sep 25, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.