Credit union · NCUA insured
C&R Credit Union
A $4.3M credit union headquartered in Clay Center, KS, with 665 members and 1 branch in Kansas. Best rates: savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings790.50%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About C&R Credit Union
C&R Credit Union is based in Clay Center, Kansas, and serves Clay, Cloud, Republic, Ottawa, Dickinson, Washington, Marshall, Riley, Geary, and Pottowatomie counties.
- Headquarters
- 801 5th St, P.O.Box 896, Clay Center, KS 67432-2502
- NCUA charter
- 67783
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live or work in the Kansas counties of Clay, Cloud, Republic, Ottawa, Dickinson, Washington, Marshall, Riley, Geary, or Pottowatomie.
Branches
1 branch in Kansas
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Kansas
1 branch
- C & R Credit UnionMain office801 5th St, P.O.Box 896, Clay Center, KS 67432Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 12.28% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.51% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.13% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $73 | $59 | — |
- CapitalNet worth ratio12.28%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.51%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.13%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$73Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of C&R Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.