Credit union · NCUA insured
Burlington Northtown Community Credit Union Auto Loan Rates
Burlington Northtown Community Credit Union auto loans start at 4.99% APR for a new vehicle and 5.74% for a used one. Rates checked October 16, 2026.
How Burlington Northtown Community Credit Union’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Burlington Northtown Community Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Burlington Northtown Community Credit Union
4.99%APR
- Terms
- up to 60 months
Auto Loans - New (2025 or Newer)
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Burlington Northtown Community Credit Union auto loan score
79
Auto loan score
Higher than 48% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed5.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Burlington Northtown Community Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans - New (2025 or Newer)
Financing up to 110% of purchase price on new autos including tax, GAP, warranty and loan protection coverage.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.24% | Fixed APR. 2025 or newer model years. |
| up to 36 months | 4.49% | Fixed APR. 2025 or newer model years. |
| up to 48 months | 4.74% | Fixed APR. 2025 or newer model years. |
| up to 60 months | 4.99% | Fixed APR. 2025 or newer model years. |
| up to 72 months | 5.49% | Fixed APR. 2025 or newer model years. Loan amount > $20,000. |
| up to 84 months | 6.49% | Fixed APR. 2025 or newer model years. Loan amount > $35,000. |
Auto Loans - Used 2024 or older Max age 16 years
Financing up to NADA retail value on used autos including tax, GAP, warranty and loan protection coverage. Maximum vehicle age 16 years.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 4.99% | Fixed APR. Model year 2008 or newer. |
| up to 36 months | 5.24% | Fixed APR. Model year 2008 or newer. |
| up to 48 months | 5.49% | Fixed APR. Model year 2013 or newer. |
| up to 60 months | 5.74% | Fixed APR. Model year 2015 or newer. |
| up to 72 months | 6.24% | Fixed APR. Model year 2015 or newer. Loan amount > $20,000. |
| up to 84 months | 7.24% | Fixed APR. Model year 2022 or newer. Loan amount > $35,000. |
Who can join Burlington Northtown Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in Clay County, Missouri are eligible for membership.
- Individuals who work in Clay County, Missouri are eligible for membership.
Employers and groups
- Employees of the BNSF railroad are eligible for membership.
Family and household
- Immediate family members of individuals who qualify directly are eligible for membership.
Cost to join
- A deposit of $25.00 is required as an ownership share to become a member.
Membership information collected October 4, 2026.