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Credit union · NCUA insured

Buffalo Conrail Federal Credit Union Credit Card Rates

Top Carrot, Carrot Score 93Top Carrot

Buffalo Conrail Federal Credit Union credit cards start at 9.99% APR on purchases, after any introductory rate. Rates checked October 16, 2026.

How Buffalo Conrail Federal Credit Union’s credit card rates compare

Compared with banks and credit unions near Buffalo, NY, where Buffalo Conrail Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.

  • Top Carrot, Carrot Score 93

    This credit union’s lowest

    Buffalo Conrail Federal Credit Union

    9.99%APR

    Up to
    —

    VISA Credit Card

  • Top Carrot, Carrot Score 91

    Lowest rate

    BufMet Credit Union

    7.50%APR

    Up to
    18.00% APR

    BufMet Credit Union rates

  • 2nd-lowest rate

    Gowanda Area Federal Credit Union

    7.99%APR

    Up to
    —

    Gowanda Area Federal Credit Union rates

Compare credit card rates near you →

Buffalo Conrail Federal Credit Union credit card score

82

Credit card score

Higher than 58% of U.S. banks and credit unions

By rate
  • Purchase APRPurchase APR9.99%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where Buffalo Conrail Federal Credit Union ranks

By credit card score, in each area where it has branches

Every rate

Current credit card rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.

Who can join Buffalo Conrail Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of Consolidated Rail Corporation (Conrail), National Railroad Passenger Corporation (Amtrak), CSXT Railroad, and Norfolk Southern are eligible for membership.
  • Members of other SEG groups are eligible for membership.

Family and household

  • Extended families of railroad employees, retirees, and other SEG groups are eligible for membership.

Other ways

  • Railroad retirees are eligible for membership.

Membership information collected October 5, 2026.

Check membership requirements ↗Branches and institution details
← Buffalo Conrail Federal Credit Union overview