Credit union · NCUA insured
Boulevard Federal Credit Union Auto Loan Rates
Top CarrotBoulevard Federal Credit Union auto loans start at 4.95% APR for a new vehicle and 4.95% for a used one. Rates checked October 16, 2026.
How Boulevard Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Buffalo, NY, where Boulevard Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Boulevard Federal Credit Union
4.95%APR
- Terms
- up to 60 months
- Discount
- None included
New and Used Auto Loans
Lowest rate
EmpireONE Federal Credit Union
3.50%APR
- Terms
- up to 60 months
- Discount
- None included
2nd-lowest rate
Niagara's Choice
3.70%APR
- Terms
- —
- Discount
- Included in the rate
Boulevard Federal Credit Union auto loan score
86
Auto loan score
Higher than 72% of U.S. banks and credit unions
- New vehicleNew4.95%
- Used vehicleUsed4.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Boulevard Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Buy Back Program
Refinance your auto loan from another lender. Get 1.00% APR off current loan rates, with rate floor of 1.99% APR. Refinancing of existing Boulevard FCU loans is not permitted, and cannot be combined with any other loan offer.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 1.99% | Rate discount of 1.00% APR off current rates; can only go as low as 1.99% APR. |
Sources (1)
- blvdfcu.com/banking-services/specials · captured Oct 5, 2026
New and Used Auto Loans
Must be credit union member (open savings account with minimum $5.00 balance). Rates depend on creditworthiness and term. No prepayment penalty.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 1.99% | New car loans (2025-2027 models). 24 months term. |
| up to 36 months | 3.75% | New car loans (2025-2027 models). 36 months term. |
| up to 48 months | 4.15% | New car loans (2025-2027 models). 48 months term. |
| up to 60 months | 4.95% | New car loans (2025-2027 models). 60 months term. |
| up to 72 months | 5.55% | New car loans (2025-2027 models). 72 months term. |
| up to 84 months | 6.05% | New car loans (2025-2027 models). 84 months term. |
| 24–48 months | 5.15% | Cars 2019-2024 models. 24-48 months term (5.15%). |
| up to 60 months | 5.90% | Cars 2019-2024 models. 60 months term. |
| up to 72 months | 6.75% | Cars 2019-2024 models. 72 months term. |
| 24–48 months | 6.15% | Cars 2018 and older. 24-48 months term (6.15%). |
| up to 60 months | 6.90% | Cars 2018 and older. 60 months term. |
| up to 72 months | 7.75% | Cars 2018 and older. 72 months term. |
Who can join Boulevard Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Family and household
- Family members of current Boulevard FCU members, including siblings, parents, children, aunts, uncles, and grandparents, are eligible to join.
Membership information collected October 5, 2026.