Credit union · NCUA insured
BMH federal Credit Union
A $3.7M credit union headquartered in Cleveland, TN, with 486 members and 1 branch in Tennessee. Best rates: savings 0.25% APY.
BMH federal Credit Union Carrot Score
71
Carrot Score
Higher than 30% of U.S. banks and credit unions
#5 of 9 in Cleveland, TN metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About BMH federal Credit Union
BMH Federal Credit Union is a financial institution based in Cleveland, Tennessee, serving the medical community of Bradley County.
Operating on the hospital campus since 1980, the credit union is a member-owned cooperative.
- Headquarters
- 2305 Chambliss Ave NW, Cleveland, TN 37311
- NCUA charter
- 23630
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to those who work in the medical field of Bradley County.
Family and household
- Immediate family relations of current members (spouse, child, step-child, grandparent, grandchild, brother, sister, brother- or sister-in-law, step-brother or step-sister) are eligible to join.
Branches
1 branch in Tennessee
Loading map…
Tennessee
1 branch
- Bmh Federal Credit UnionMain office2305 Chambliss Ave NW, Cleveland, TN 37311Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 21.19% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.94% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.37% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $50 | $59 | — |
- CapitalNet worth ratio21.19%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.94%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$50Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of BMH federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.