Bank · FDIC insured
Blue Grass Valley Bank CD Rates
Blue Grass Valley Bank’s best CD rate is 3.65% APY on a 7-month CD. Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Blue Grass Valley Bank’s CD rates compare
Compared with banks and credit unions in Virginia, where Blue Grass Valley Bank has the most branches. $10,000, best rate first.
This bank’s best
Blue Grass Valley Bank
3.65%APY
- Term
- 7 months
- Minimum
- $10,000
- Earns on $10,000
- $211
Certificate of Deposit
Top rate
The United Methodist Credit Union
5.00%APY
- Term
- 8 months
- Minimum
- $5,000
- Earns on $10,000
- $331
2nd-highest rate
Truliant Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- —
- Earns on $10,000
- $500
Blue Grass Valley Bank CD score
69
CD score
Higher than 23% of U.S. banks and credit unions
- 3–8 months3–8 mo3.65%
- 9–15 months9–15 mo2.70%
- 16–30 months16–30 mo2.35%
- 31–60 months31–60 mo2.25%
- QualifiedQualified3.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Blue Grass Valley Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.65%APY · 8 terms
All CDs automatically renew with a 10 calendar day grace period after maturity to withdraw funds without penalty. Daily balance method used to calculate interest. Penalty may be imposed for early withdrawal.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsTerm: 182-day (6 months). No additional deposits or early withdrawals allowed. Interest will not be compounded; credited at maturity, mailed as a check or deposited into an account of your choosing | 1.75% | $87 |
| 7 months7 Month (Special) | 3.65% | $211 |
| 12 monthsTerm: 12 months (1 year). No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 2.70% | $270 |
| 18 monthsTerm: 18 months. No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 2.35% | $355 |
| 24 monthsTerm: 24 months. No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 2.00% | $404 |
| 30 monthsTerm: 30 months. No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 1.80% | $456 |
| 36 monthsTerm: 36 months (3 years). No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 1.75% | $534 |
| 60 monthsTerm: 60 months (5 years). No additional deposits or early withdrawals allowed. Interest compounded and credited semi-annually | 2.25% | $1,177 |
Sources (2)
All captured Sep 19, 2026
Opening an account
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