Credit union · NCUA insured
Belco Community Credit Union Savings Rates
Belco Community Credit Union’s best savings rate is 0.04% APY on $10,000, with its Basic Savings Account. Rates checked October 16, 2026.
How Belco Community Credit Union’s savings rates compare
Compared with banks and credit unions near Harrisburg, PA, where Belco Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Belco Community Credit Union
0.04%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $4
Basic Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Pennian Bank
3.75%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $375
Belco Community Credit Union savings score
78
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.38%
- $10,000 balance$10,0000.49%
- $100,000 balance$100,0000.66%
- QualifiedQualified0.49%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Belco Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Coin Catcher Savings
3.00%APY
Available for personal accounts only. Requires a Belco Checking Account with Visa Debit Card. Account is funded only through debit card round-up transfers (up to $10.00 daily maximum round-up); not eligible for outside deposits.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 3.00% | $300 |
Sources (2)
All captured Oct 16, 2026
Money Market
0.49%APY on $10,000
A minimum deposit of $250 is required to open the account. No annual fee. Rate automatically adjusts based on account balance.
| Part of the balance | Rate on that part |
|---|---|
| $250 – $10,000 | 0.50% |
| $10,000 – $25,000 | 0.50% |
| $25,000 – $50,000 | 0.65% |
| $50,000 – $100,000 | 0.75% |
| $100,000 – $250,000 | 1.00% |
| $250,000 – $500,000 | 1.24% |
| $500,000 and up | 1.74% |
On $10,000 the tiers blend to about 0.49% APY, earning $49 a year.
Sources (2)
All captured Oct 7, 2026
Basic Savings Account
0.04%APY
Membership eligibility required (live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties, or direct relative of existing member). $5 minimum deposit/balance required to open and maintain membership.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upDividends earned on balances of $50 or more, credited monthly.$50 and up | 0.04% | $4 | Dividends earned on balances of $50 or more, credited monthly. |
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
IRA Savings
0.20%APY
Includes Traditional IRA, Roth IRA, and Educational Savings IRA (Coverdell ESA). Dividends compounded and paid monthly. No opening minimum deposit required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.05% | — |
| $10,000 and up | 0.20% | $20 |
Savings Safari Club
0.20%APY
For members 12 years old and younger.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | $20 |
| Over $10,000 | 0.05% | — |
Sources (2)
All captured Oct 16, 2026
Xtreme Teen Savers Club
0.20%APY
For teens aged 13 to 18. Requires opening a joint account with parent/guardian.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.20% | $20 |
| Over $10,000 | 0.05% | — |
Sources (2)
All captured Oct 16, 2026
Holiday Club
0.05%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends contributed monthly. Early withdrawal fee of $5.00 per withdrawal between January 1- September 30 (waived each year from October 1-December 31).Any balance | 0.05% | $5 | Dividends contributed monthly. Early withdrawal fee of $5.00 per withdrawal between January 1- September 30 (waived each year from October 1-December 31). |
Sources (2)
All captured Oct 16, 2026
Critter Club
0.04%APY
Savings account for pet expenses. No minimum balance required.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn interest on balances of $5 or greater.Any balance | 0.04% | $4 | Earn interest on balances of $5 or greater. |
Sources (2)
All captured Oct 16, 2026
Whatever Club
0.04%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends credits to the account monthly. Deposit and withdrawal without penalty.Any balance | 0.04% | $4 | Dividends credits to the account monthly. Deposit and withdrawal without penalty. |
Sources (2)
All captured Oct 16, 2026
Who can join Belco Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Eligibility is open to anyone who lives, works, worships, volunteers, or attends school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties in Pennsylvania.
Family and household
- Eligibility is open to immediate family members, direct relatives, or dependents of an existing member.
Cost to join
- Membership requires opening a Basic Savings / Share Savings Account with a minimum deposit/balance of $5.00.
Membership information collected October 5, 2026.