Credit union · NCUA insured
BCFCU Credit Card Rates
Top CarrotBCFCU credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How BCFCU’s credit card rates compare
Compared with banks and credit unions near Tallahassee, FL, where BCFCU has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
BCFCU
9.90%APR
- Up to
- —
VISA CLASSIC Credit Card
Lowest rate
tMH Federal Credit Union
8.99%APR
- Up to
- —
3rd-lowest rate
Gulf Winds Credit Union
9.99%APR
- Up to
- 18.00% APR
BCFCU credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where BCFCU ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA CLASSIC Credit Card
Membership eligibility requirements apply. Loan rates are based on creditworthiness. No rewards.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Variable rate. Rates starting at 9.90% APR (as low as). Based on creditworthiness. |
VISA PLATINUM REWARDS Credit Card
Membership eligibility requirements apply. Loan rates are based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 13.90% | None | Variable rate. Rates as low as 13.90% APR. Based on creditworthiness. |
VISA SECURED Credit Card
Membership eligibility requirements apply. Loan rates are based on creditworthiness.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 9.90% | None | Variable rate. Rates as low as 9.90% APR. Based on creditworthiness. |
Sources (1)
- mybcfcu.com/loan-rates · captured Oct 7, 2026
Who can join BCFCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Open to all persons who live, worship, work, or attend school in, and businesses and other legal entities located in Dixie, Franklin, Gadsden, Gilchrist, Hamilton, Jefferson, Lafayette, Leon, Levy, Madison, Suwannee, Taylor, and Wakulla counties.
Military, government and schools
- Open to employees of the credit union and volunteers in the community.
Family and household
- Open to spouses of persons who died while within the field of membership of the credit union, and members of their immediate family or household.
Other ways
- Open to organizations of eligible persons.
Membership information collected October 5, 2026.