Bank · FDIC insured
Bay Port State Bank
A $153.4M bank headquartered in Bay Port, MI, with 4 branches in Michigan.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bay Port State Bank
- Headquarters
- 9840 Main St, Bay Port, MI 48720
- FDIC certificate
- 15585 ↗
Branches
4 branches in Michigan
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Michigan
4 branches
Bay Port area · 1
- Bay Port State BankMain office9840 Main St, Bay Port, MI 48720Directions
Bad Axe area · 1
- Bad Axe Branch796 N Van Dyke Rd, Bad Axe, MI 48413Directions
Pigeon area · 1
- Pigeon Branch1 S Caseville Rd, Pigeon, MI 48755Directions
Sebewaing area · 1
- Sebewaing Branch668 Unionville Rd, Sebewaing, MI 48759Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.89% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.65% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.34% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $97 | $81 | — |
- CapitalLeverage ratio10.89%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.65%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.34%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$97Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bay Port State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.