Credit union · NCUA insured
Bay Atlantic Federal Credit Union Credit Card Rates
Top CarrotBay Atlantic Federal Credit Union credit cards start at 9.90% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Bay Atlantic Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Vineland, NJ, where Bay Atlantic Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Bay Atlantic Federal Credit Union
9.90%APR
- Up to
- —
Platinum Visa Credit Card
Lowest rate
Bridgeton Onized Federal Credit Union
6.00%APR
- Up to
- —
3rd-lowest rate
Members 1st of NJ Federal Credit Union
10.50%APR
- Up to
- 18.00% APR
Bay Atlantic Federal Credit Union credit card score
84
Credit card score
Higher than 65% of U.S. banks and credit unions
- Purchase APRPurchase APR9.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bay Atlantic Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Classic Visa Credit Card
Rate based on creditworthiness of individual applicant. Regular qualifications apply. Must meet required criteria to be approved.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.90% | None | Revolving credit line; rate as low as 14.90%. |
Platinum Visa Credit Card
Rate based on creditworthiness of individual applicant. Regular qualifications apply. Must meet required criteria to be approved.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 5.90% | None | Introductory rate for 12 months. |
| Ongoing | 9.90% | None | Standard revolving rate; rate as low as 9.90%. |
Success Visa Credit Card
Rate based on creditworthiness of individual applicant. Regular qualifications apply. Must meet required criteria to be approved.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 17.90% | None | Revolving credit line; rate as low as 17.90%. |
Who can join Bay Atlantic Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and retirees of member groups or associations are eligible for membership.
Family and household
- Immediate family members of current account holders are eligible for membership.
Other ways
- Supporters of community partners Big Brothers Big Sisters of Cumberland and Salem Counties and CU Maurice River are eligible for membership.
Cost to join
- Members must open a Share Savings account with a minimum deposit of $25.
Membership information collected October 5, 2026.