Bank · FDIC insured
Bar Harbor Bank & Trust
A $4.7B bank, the 292nd largest of 4,207, headquartered in Bar Harbor, ME, with 62 branches in 3 states.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: only special-purpose accounts (IRA, youth) are published. Savings: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—3.75%Needs another account or monthly activityCD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bar Harbor Bank & Trust
Bar Harbor Bank & Trust was founded 135 years ago as a strong local financial institution and operates as a wholly-owned subsidiary of Bar Harbor Bankshares.
The bank operates more than 50 branches across Northern New England.
- Headquarters
- 82 Main St, Bar Harbor, ME 04609
- FDIC certificate
- 11971 ↗
Branches
62 branches in 3 states
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New Hampshire
29 branches
Lebanon area · 2
- 106 Hanover Street Branch106 Hanover St, Lebanon, NH 03766Directions
- Heater Road Branch200 Heater Rd, Lebanon, NH 03766Directions
Littleton area · 2
- Littleton Branch618 Meadow St, Littleton, NH 03561Directions
- Littleton Branch189 Cottage St, Littleton, NH 03561Directions
New London area · 2
- New London Main St Branch321 Main St, New London, NH 03257Directions
- New London Newport Rd Branch116 Newport Rd, New London, NH 03257Directions
Woodsville area · 2
- Woodsville Branch63 Central St, Woodsville, NH 03785Directions
- Woodsville Branch4901 Dartmouth College Hwy, Woodsville, NH 03785Directions
Andover area · 1
- Andover Branch7 Lawrence St, Andover, NH 03216Directions
Bedford area · 1
- Bedford Branch3 Kilton Rd, Bedford, NH 03110Directions
Bradford area · 1
- Bradford Branch115 E Main St, Bradford, NH 03221Directions
Claremont area · 1
- Claremont Branch345 Washington St, Claremont, NH 03743Directions
Concord area · 1
- Concord Loudon Road Branch8 Loudon Rd, Concord, NH 03301Directions
Enfield area · 1
- Enfield Branch468 Us Route 4, Enfield, NH 03748Directions
Franconia area · 1
- Franconia Branch278 Main St, Franconia, NH 03580Directions
Grantham area · 1
- Grantham Branch165 Route 10 S, Grantham, NH 03753Directions
Hanover area · 1
- Hanover Branch68 S Main St, Hanover, NH 03755Directions
Hillsboro area · 1
- Hillsboro Branch15 Antrim Rd, Hillsboro, NH 03244Directions
Lancaster area · 1
- Lancaster Branch199 Main Street Shaw'S Marketplace, Lancaster, NH 03584Directions
Lisbon area · 1
- Lisbon Branch240 Main Street, Lisbon, NH 03585Directions
Manchester area · 1
- Manchester Branch1001 Elm St Ste 101, Manchester, NH 03101Directions
Milford area · 1
- Milford Branch32 Elm St, Milford, NH 03055Directions
Nashua area · 1
- Nashua Branch188 Main St, Nashua, NH 03060Directions
Newport area · 1
- Newport Branch9 Main St, Newport, NH 03773Directions
Peterborough area · 1
- Peterborough Branch2 Main St, Peterborough, NH 03458Directions
Piermont area · 1
- Piermont Branch37 Route 25, Piermont, NH 03779Directions
Plymouth area · 1
- Plymouth Branch7 Town West Road, Tenney Mt. Highway, Plymouth, NH 03264Directions
Sunapee area · 1
- Sunapee Branch565 Route 11, Sunapee, NH 03782Directions
West Lebanon area · 1
- West Lebanon Branch83 Main St, West Lebanon, NH 03784Directions
Maine
22 branches
Bangor area · 3
- Main Street Bangor Branch201 Main St, Bangor, ME 04401Directions
- Stillwater Ave Bangor Branch920 Stillwater Ave, Bangor, ME 04401Directions
- Union Street Branch992 Union St, Bangor, ME 04401Directions
Bar Harbor area · 1
- Bar Harbor Bank & TrustMain office82 Main St, Bar Harbor, ME 04609Directions
Blue Hill area · 1
- Blue Hill Branch21 Main St, Blue Hill, ME 04614Directions
Brewer area · 1
- Brewer Branch366 Wilson St, Brewer, ME 04412Directions
Brunswick area · 1
- Brunswick Branch148 Bath Rd, Brunswick, ME 04011Directions
Deer Isle area · 1
- Deer Isle Branch25 Church St, Deer Isle, ME 04627Directions
Ellsworth area · 1
- Ellsworth Branch125 High St, Ellsworth, ME 04605Directions
Lubec area · 1
- Lubec Branch68 Washington St, Lubec, ME 04652Directions
Machias area · 1
- Machias Branch41 Main St, Machias, ME 04654Directions
Milbridge area · 1
- Milbridge Branch2 Bridge St, Milbridge, ME 04658Directions
Mount Desert area · 1
- Somesville Branch1055 Main Street, Mount Desert, ME 04660Directions
Newport area · 1
- Newport Maine Branch44 Moosehead Trl, Newport, ME 04953Directions
Northeast Harbor area · 1
- Northeast Harbor Branch111 Main Street, Northeast Harbor, ME 04662Directions
Orono area · 1
- Orono Branch69 Main St, Orono, ME 04473Directions
Pittsfield area · 1
- Pittsfield Branch109 Main St, Pittsfield, ME 04967Directions
Rockland area · 1
- Rockland Branch245 Camden Street (u.S. Route 1), Rockland, ME 04841Directions
South China area · 1
- South China Branch368 Route 3, South China, ME 04358Directions
Southwest Harbor area · 1
- Southwest Harbor Branch314 Main St, Southwest Harbor, ME 04679Directions
Waterville area · 1
- Main Street Waterville Branch335 Main St, Waterville, ME 04901Directions
Winter Harbor area · 1
- Winter Harbor Branch385 Main St, Winter Harbor, ME 04693Directions
Vermont
11 branches
Randolph area · 2
- Justin Morgan Branch189 Vermont Route 12 S, Randolph, VT 05060Directions
- Randolph Main St Branch21 N Main St, Randolph, VT 05060Directions
Woodstock area · 2
- West Woodstock Branch906 W Woodstock Rd, Woodstock, VT 05091Directions
- Woodstock Branch1 Bond St, Woodstock, VT 05091Directions
Bethel area · 1
- Bethel/Royalton Branch1583 Vt 107, Bethel, VT 05032Directions
Brandon area · 1
- Brandon Park St2 Park St, Brandon, VT 05733Directions
Pittsford area · 1
- Pittsford Branch4123 Us Route 7, Pittsford, VT 05763Directions
Rochester area · 1
- Rochester Branch85 N Main St, Rochester, VT 05767Directions
Rutland area · 1
- Rutland Woodstock Ave Branch100 Woodstock Ave, Rutland, VT 05701Directions
South Royalton area · 1
- South Royalton Branch52 Railroad Street, South Royalton, VT 05068Directions
Williamstown area · 1
- Williamstown Branch20 Methodist Ln, Williamstown, VT 05679Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.49% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.32% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 1.42% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $94 | $88 | — |
- CapitalLeverage ratio10.49%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.32%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets1.42%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$94Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bar Harbor Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.