Bank · FDIC insured
Bank of Labor Auto Loan Rates
Bank of Labor auto loans start at 5.89% APR for a new vehicle and 6.96% for a used one. Rates checked October 16, 2026.
How Bank of Labor’s auto loan rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Bank of Labor has the most branches. New vehicle, lowest advertised APR first.
This bank’s lowest
Bank of Labor
5.89%APR
- Terms
- —
New Cars
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
Bank of Labor auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.89%
- Used vehicleUsed6.96%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Bank of Labor ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Cars
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. Discounted rate available with autopay from a Bank of Labor checking/savings account. Excludes boats, RVs, and motorcycles.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.89% | 2025-2026 model years. APR as low as stated. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. |
Used Cars
Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. Discounted rate available with autopay from a Bank of Labor checking/savings account. Excludes boats, RVs, and motorcycles.
| Terms | APR | Conditions |
|---|---|---|
| — | 6.96% | 2022-2024 model years. APR as low as stated. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. |
| — | 7.02% | 2020-2021 model years. APR as low as stated. Loan approval and APR based on creditworthiness, payment method, length of loan term, ability to repay, and amount of loan. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.