Bank · FDIC insured
Bank of Deerfield Savings Rates
Bank of Deerfield’s best savings rate is 0.60% APY on $10,000, with its Personal Advantage Money Market. Rates checked October 16, 2026.
How Bank of Deerfield’s savings rates compare
Compared with banks and credit unions near Madison, WI, where Bank of Deerfield has the most branches. $10,000, best rate first.
This bank’s best
Bank of Deerfield
0.60%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $60
Personal Advantage Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Associated Bank
3.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $320
Bank of Deerfield savings score
81
Savings score
Higher than 55% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.60%
- $100,000 balance$100,0001.76%
- QualifiedQualified0.60%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bank of Deerfield ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Advantage Money Market
0.60%APY
Tiered rate account paying interest on the full balance at the disclosed rate for the tier. Variable rate product where rate and APY may vary after opening. $10.00 monthly maintenance fee waived with a $2,500.00 daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly maintenance fee waived with $2,500.00 daily balance. | 0.25% | — | Monthly maintenance fee waived with $2,500.00 daily balance. |
| $10,000 – $50,000Monthly maintenance fee waived with $2,500.00 daily balance. | 0.60% | $60 | Monthly maintenance fee waived with $2,500.00 daily balance. |
| $50,000 – $100,000Monthly maintenance fee waived with $2,500.00 daily balance. | 1.26% | — | Monthly maintenance fee waived with $2,500.00 daily balance. |
| $100,000 – $250,000Monthly maintenance fee waived with $2,500.00 daily balance. | 1.76% | — | Monthly maintenance fee waived with $2,500.00 daily balance. |
| $250,000 – $500,000Monthly maintenance fee waived with $2,500.00 daily balance. | 2.27% | — | Monthly maintenance fee waived with $2,500.00 daily balance. |
| $500,000 and upMonthly maintenance fee waived with $2,500.00 daily balance. | 2.53% | — | Monthly maintenance fee waived with $2,500.00 daily balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Christmas Club
0.50%APY
Funds from the account including interest will be mailed in a check to the account holder on October 15th of each year (or next business day if October 15th falls on a non-business day).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. Funds including interest mailed by check on October 15th of each year.Over $0 | 0.50% | $50 | Minimum balance to obtain APY is $0.01. Funds including interest mailed by check on October 15th of each year. |
Sources (2)
All captured Oct 5, 2026
Health Savings Account
0.20%APY
Variable rate tiered product. Interest is paid on the full balance of the account at the interest rate shown for the deposit tier which lists your account balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Tier 1: $.01-$4,999.99. Minimum balance to obtain APY is listed as N/A. | 0.10% | — | Tier 1: $.01-$4,999.99. Minimum balance to obtain APY is listed as N/A. |
| $5,000 and upTier 2: $5,000.00 and over. Minimum balance to obtain APY is $5,000.00. | 0.20% | $20 | Tier 2: $5,000.00 and over. Minimum balance to obtain APY is $5,000.00. |
Sources (2)
All captured Oct 5, 2026
Personal Statement Savings
0.15%APY
Variable rate product; interest rate and APY may vary after account is opened. $1.00 monthly maintenance fee is waived if the $200.00 daily balance is maintained or if the account holder is under 18 years old.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $0.01. Monthly maintenance fee of $1.00 is waived with a $200.00 daily balance or if account holder is under 18 years old.Over $0 | 0.15% | $15 | Minimum balance to obtain APY is $0.01. Monthly maintenance fee of $1.00 is waived with a $200.00 daily balance or if account holder is under 18 years old. |
Sources (2)
All captured Oct 5, 2026
Statement Savings IRA
0.10%APY
Variable rate product; interest rate and APY may vary after account is opened.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum balance to obtain APY is $.01.Over $0 | 0.10% | $10 | Minimum balance to obtain APY is $.01. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.