Bank · FDIC insured
Bank of Commerce
A $216.3M bank headquartered in Rawlins, WY, with 2 branches in Wyoming.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—1.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Bank of Commerce
Started in 1984 through the purchase of Wyoming Bank of Rawlins' assets, Bank of Commerce is Carbon County's only locally owned bank.
The bank expanded by opening a branch in Saratoga in 2023, serving customers across the Platte Valley and Carbon County.
- Headquarters
- 221 3rd St, Rawlins, WY 82301
- FDIC certificate
- 22639 ↗
Branches
2 branches in Wyoming
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Wyoming
2 branches
Rawlins area · 1
- Bank of CommerceMain office221 3rd St, Rawlins, WY 82301Directions
Saratoga area · 1
- Saratoga Branch217 N 1st St, Saratoga, WY 82331Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.02% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.41% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio11.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.02%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.41%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Bank of Commerce are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.