Credit union · NCUA insured
Bakersfield City Employees FCU CD Rates
Bakersfield City Employees FCU’s best CD rate is 3.25% APY on a 9-month share certificate (CD). Rates checked October 16, 2026.
How Bakersfield City Employees FCU’s CD rates compare
Compared with banks and credit unions in California, where Bakersfield City Employees FCU has the most branches. $10,000, best rate first.
This credit union’s best
Bakersfield City Employees FCU
3.25%APY
- Term
- 9 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $243
9-Month CD Special
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
9-Month CD Special
3.25%APY · 1 term
Special only with New Money. For a limited time.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 monthsOnly with New Money. For a limited time | 3.25% | $243 |
Sources (1)
- bakcityefcu.org/accounts · captured Sep 25, 2026
Who can join Bakersfield City Employees FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of BNSF Railroad are eligible for membership.
- Employees of Golden Empire Transit are eligible for membership.
Military, government and schools
- Employees of the City of Bakersfield are eligible for membership.
Family and household
- Family members and relatives of City of Bakersfield employees are eligible for membership.
Membership information collected October 5, 2026.