Credit union · NCUA insured
Badlands FCU CD Rates
Badlands FCU’s best CD rate is 1.01% APY on a 6-month share certificate (CD). Terms run from 6 months to 1 year. Rates checked October 22, 2026.
How Badlands FCU’s CD rates compare
Compared with banks and credit unions in Montana, where Badlands FCU has the most branches. $10,000, best rate first.
This credit union’s best
Badlands FCU
1.01%APY
- Term
- 6 months
- Requires
- None
- Minimum
- —
- Earns on $10,000
- $50
Certificates
Top rate
Horizon Credit Union
4.70%APY
- Term
- 15 months
- Requires
- Another account
- Minimum
- —
- Earns on $10,000
- $591
2nd-highest rate
Mountain America Credit Union
4.50%APY
- Term
- 24 months
- Requires
- None
- Minimum
- $5
- Earns on $10,000
- $920
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
1.01%APY · 2 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.01% | $50 |
| 12 months | 1.01% | $101 |
Sources (1)
- badlandsfcu.org/rates.php · captured Sep 16, 2026
Who can join Badlands FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, attend school, volunteer, or participate in associations headquartered in Dawson, Prairie, or Wibaux Counties, Montana, as well as qualifying poverty/distress program participants and local organizations.
Employers and groups
- Employees of Badlands Federal Credit Union.
Family and household
- Members of the immediate families or households of eligible persons, and surviving spouses of persons who died while within the field of membership.
Other ways
- Members of record of Glendive Federal Credit Union #14851 as of March 1, 2015.
- Organizations of persons eligible for membership.
Membership information collected October 4, 2026.