Credit union · NCUA insured
Avista Credit Union Auto Loan Rates
Avista Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 22, 2026.
How Avista Credit Union’s auto loan rates compare
Compared with banks and credit unions near Spokane, WA, where Avista Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Avista Credit Union
4.74%APR
- Terms
- —
- Up to
- —
Car Loans
Lowest rate
Responders Emergency Services Credit Union
3.99%APR
- Terms
- up to 72 months
- Up to
- —
2nd-lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
Avista Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Avista Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Who can join Avista Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.