Credit union · NCUA insured
Avenir Financial Credit Card Rates
Top CarrotAvenir Financial credit cards start at 8.99% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Avenir Financial’s credit card rates compare
Compared with banks and credit unions near Yuma, AZ, where Avenir Financial has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Avenir Financial
8.99%APR
- Up to
- 17.99% APR
VISA Credit Card
2nd-lowest rate
Navy Federal Credit Union
10.24%APR
- Up to
- 18.00% APR
3rd-lowest rate
OneAZ Credit Union
12.49%APR
- Up to
- 24.00% APR
Avenir Financial credit card score
88
Credit card score
Higher than 82% of U.S. banks and credit unions
- Purchase APRPurchase APR8.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Avenir Financial ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA Credit Card
Fixed interest rate. Maximum credit limit of $30,000. Subject to credit approval and membership eligibility, including opening a Membership Savings account with a $5 opening deposit and a $5 minimum balance.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.99%–17.99% | None | Fixed rate. Maximum credit limit of $30,000. No annual fees, no balance transfer fees, and no cash advance fees. Subject to credit approval and membership eligibility (opening a Membership Savings account with a $5 opening deposit and $5 minimum balance). |
Sources (2)
All captured Oct 3, 2026
Who can join Avenir Financial
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in either Yuma or La Paz County, Arizona.
Family and household
- Membership is open to immediate family members of someone who lives, works, worships, or attends school in either Yuma or La Paz County, Arizona.
Other ways
- Residents in the specified 22 counties across Arizona, California, Nevada, and New Mexico can join by making a zero-dollar donation through the Community Impact Fund (CIF).
Cost to join
- A zero-dollar ($0) donation through the Community Impact Fund (CIF) is required for residents in eligible counties joining via CIF.
- A $5 opening deposit is required to open a Share Savings Account, representing a share of ownership.
Membership information collected October 4, 2026.