Bank · FDIC insured
Availa Bank
A $1.7B bank headquartered in Carroll, IA, with 14 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: published rates need another account or activity, so they are not scored. Savings: rates are not published online. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- CDs—4.50%CD rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Availa Bank
Availa Bank has been serving Iowans with financial products and services since 1870.
- Headquarters
- 126 W 6th St, Carroll, IA 51401
- FDIC certificate
- 11771 ↗
Branches
14 branches in Iowa
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Iowa
14 branches
Council Bluffs area · 2
- Council Bluffs Downtown Branch117 Pearl St, Council Bluffs, IA 51503Directions
- Council Bluffs Madison Branch1751 Madison Ave, Council Bluffs, IA 51503Directions
Pocahontas area · 2
- Drive-Up Branch601 W Elm Ave, Pocahontas, IA 50574Directions
- Pocahontas County Branch200 N Main St, Pocahontas, IA 50574Directions
Carroll area · 1
- Availa BankMain office126 W 6th St, Carroll, IA 51401Directions
Ames area · 1
- Ames Duff Branch1530 S Duff Ave, Ames, IA 50010Directions
Ankeny area · 1
- Ankeny Branch2010 N Ankeny Blvd, Ankeny, IA 50023Directions
Coon Rapids area · 1
- Coon Rapids Branch423 Main St, Coon Rapids, IA 50058Directions
Fort Dodge area · 1
- Fort Dodge Branch130 N 29th St, Fort Dodge, IA 50501Directions
Holstein area · 1
- Holstein Branch411 N Main St, Holstein, IA 51025Directions
Jewell area · 1
- Jewell Branch702 Main St, Jewell, IA 50130Directions
Nevada area · 1
- Nevada Branch1121 S G Ave, Nevada, IA 50201Directions
Sioux City area · 1
- Sioux City Branch1380 Hamilton Blvd, Sioux City, IA 51103Directions
Webster City area · 1
- Webster City Branch635 1st St, Webster City, IA 50595Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.33% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.26% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.95% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $84 | $88 | — |
- CapitalLeverage ratio9.33%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.26%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.95%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$84Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Availa Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.