Credit union · NCUA insured
Aurora Federal Credit Union Auto Loan Rates
Aurora Federal Credit Union auto loans start at 5.19% APR for a new vehicle and 5.19% for a used one. Rates checked October 22, 2026.
How Aurora Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Denver, CO, where Aurora Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Aurora Federal Credit Union
5.19%APR
- Terms
- up to 84 months
Auto Loan
Lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
2nd-lowest rate
Climb Credit Union
4.49%APR
- Terms
- up to 96 months
Aurora Federal Credit Union auto loan score
80
Auto loan score
Higher than 54% of U.S. banks and credit unions
- New vehicleNew5.19%
- Used vehicleUsed5.19%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Aurora Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan
Available for new, used, or refinanced auto loans. Loan terms available up to 84 months with 90 days no payments (interest continues to accrue during deferment period). With approved credit/credit eligibility required; member eligibility required. Not valid with other offers or for existing Aurora FCU loans. Valid for direct financing on purchases and refinances. Promotional 0.25% APR discount offered on directory ad promotion.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 5.19% | Rates as low as 5.19% APR. With approved credit / credit eligibility required. 90 days no payments; interest continues to accrue during deferment period. Loan terms available up to 84 months. Rates subject to change without notice. Not valid with other offers or for existing Aurora FCU loans. |
Sources (3)
- auroracu.com/autoloans
- auroracu.com/auto-loans-imagine-no-car-payment-summer
- auroracu.com/auto/directory-ad-2023
All captured Oct 15, 2026
Who can join Aurora Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.