Credit union · NCUA insured
Atchison Village CU Auto Loan Rates
Atchison Village CU auto loans start at 4.49% APR for a new vehicle and 4.99% for a used one. Rates checked October 16, 2026.
How Atchison Village CU’s auto loan rates compare
Compared with banks and credit unions near San Francisco, CA, where Atchison Village CU has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Atchison Village CU
4.49%APR
- Terms
- 60–84 months
- Up to
- 17.99% APR
- Discount
- None included
New Vehicle
Lowest rate
Utility District Credit Union
3.50%APR
- Terms
- up to 60 months
- Up to
- 13.00% APR
- Discount
- None included
2nd-lowest rate
F3 Credit Union
3.74%APR
- Terms
- up to 72 months
- Up to
- —
- Discount
- Included in the rate
Atchison Village CU auto loan score
88
Auto loan score
Higher than 82% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Atchison Village CU ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Secured by vehicle. Borrow up to $75,000 per loan overview page or $10,000 to $90,000 per rates schedule.
| Terms | APR | Conditions |
|---|---|---|
| 60–84 months | 4.49%–17.99% | Rate based on creditworthiness and term of loan. Rate match refinance option available. |
Used Vehicle
Secured by vehicle. Borrow up to $75,000 per loan overview page or $10,000 to $90,000 per rates schedule.
| Terms | APR | Conditions |
|---|---|---|
| 60–72 months | 4.99%–17.29% | Rate based on creditworthiness and term of loan. Rate match refinance option available. |
Vehicle Rate Match Loans
Refinance of existing vehicle loans. Offers up to 100 basis points less than current loan contract rate, subject to a rate floor. A $150 fee applies. A guarantor who owns or is purchasing a property outside of Atchison Village Mutual Homes Corporation is required.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.49% | Refinance interest rate can be up to 100 basis points less than current rate, with rates as low as 5.49%. Example given for existing new vehicle loan at 6.49% refinancing at 5.49%. |
| — | 4.49% | AVCU may offer a loan rate of 100 basis points less than an existing loan contract rate, with a floor of 4.49%. $150 fee applies. Guarantor who owns or is purchasing property outside Atchison Village Mutual Homes Corporation required. |
Who can join Atchison Village CU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to residents of Richmond, CA or San Pablo, CA.
Employers and groups
- Membership is open to employees of companies with an address in Richmond, CA or San Pablo, CA.
- Membership is open to regular members of a religious institution with an address in Richmond, CA or San Pablo, CA.
Military, government and schools
- Membership is open to regular students of an educational institution with an address in Richmond, CA or San Pablo, CA.
Family and household
- Membership is open to relatives of an Atchison Village Credit Union member.
Membership information collected October 5, 2026.