Credit union · NCUA insured
Ashland Credit Union Credit Card Rates
Ashland Credit Union credit cards start at 11.49% APR on purchases, after any introductory rate. Rates checked October 22, 2026.
How Ashland Credit Union’s credit card rates compare
Compared with banks and credit unions near Huntington, WV-KY-OH, where Ashland Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Ashland Credit Union
11.49%APR
- Up to
- 21.49% APR
VISA® One Rewards
Lowest rate
Pioneer Appalachia FCU
8.70%APR
- Up to
- —
2nd-lowest rate
Huntington C&O Railway EFCU
9.25%APR
- Up to
- —
Ashland Credit Union credit card score
76
Credit card score
Higher than 41% of U.S. banks and credit unions
- Purchase APRPurchase APR11.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Ashland Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
VISA® One Rewards
Variable rate based on Prime Rate and creditworthiness. Minimum $500 credit line. No annual fee, no balance transfer fee, no foreign transaction fee. 2% cash advance fee applies. Introductory rates and grace periods do not apply to cash advances.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 6 months | 1.90% | None | Introductory APR of 1.90% for the first six months following the date the card is opened for purchases. Introductory rates and grace periods do not apply to cash advances. |
| Ongoing | 11.49%–21.49% | None | Thereafter the then-prevailing APR will be applied to outstanding balances. Variable APR based on Prime Rate and creditworthiness (between 11.49% - 21.49% as of August 2, 2026). Rate subject to change semi-annually. Minimum credit line $500. |
Sources (1)
- ashlandcu.org/personal/borrow/…-visa-cards/visa-builder · captured Oct 15, 2026
Visa® Platinum
Variable rate; Minimum $500 line of credit; No annual fee, no balance transfer fee, no foreign transaction fee. Cash advance fee is 2% of the advance amount.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 11.49% | None | Variable rate; Minimum $500 line of credit; No annual fee, no balance transfer fee, no foreign transaction fee. Cash advance fee is 2% of the advance amount. |
Sources (1)
- ashlandcu.org/personal/borrow/…-visa-cards/visa-builder · captured Oct 15, 2026
Who can join Ashland Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live, work, worship, or attend school in Bluegrass Area Development District (Kentucky counties of Anderson, Bourbon, Boyle, Clark, Estill, Fayette, Franklin, Garrard, Harrison, Jessamine, Lincoln, Madison, Mercer, Nicholas, Powell, Scott, and Woodford) are eligible for membership.
- Individuals who live, work, worship, or attend school in FIVCO Area Development District (Kentucky counties of Boyd, Carter, Elliott, Greenup, and Lawrence) are eligible for membership.
- Individuals who live, work, worship, or attend school in the Minnesota counties of Washington, Dakota, Ramsey, or Hennepin are eligible for membership.
Employers and groups
- Individuals currently or previously employed by one of Ashland Credit Union's sponsor companies/employer groups are eligible for membership.
Family and household
- Immediate family members of eligible individuals are eligible for membership.
Membership information collected October 4, 2026.