Bank · FDIC insured
Arvest Bank Credit Card Rates
Arvest Bank credit card rates start at 15.74% APR. Rates checked October 22, 2026.
How Arvest Bank’s credit card rates compare
Compared with banks and credit unions in Arkansas, where Arvest Bank has the most branches. Ongoing purchase APR, lowest first.
This bank’s lowest
Arvest Bank
– –
- Up to
- —
No ongoing APR published
Lowest rate
Alcoa Community Federal Credit Union
7.99%APR
- Up to
- 15.99% APR
2nd-lowest rate
Nucor Employee's Credit Union
8.75%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the bank’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Arvest Cash Back Credit Card
Subject to credit approval. Earns 1.5% cash back on eligible purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 0.00% | None | 0% introductory APR is valid on purchases for the first 18 full billing cycles from date of account opening. |
| Ongoing | 18.24%–24.99% | None | Variable APR on purchases after introductory period based on creditworthiness; varies with the Prime Rate. |
| Ongoing | 24.99% | None | Cash advance APR varies based on the Prime Rate. Transaction fee for Cash Advances and cash equivalent transactions is the greater of $4 or 4% of each transaction. |
Sources (2)
All captured Oct 7, 2026
Arvest Cobalt™ Visa Signature® Credit Card
Subject to credit approval. For well-qualified applicants. Tiered rewards: 3X dining, 2X gas/groceries/streaming, 1X all other eligible purchases.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 15 months | 0.00% | None | 0% introductory APR is valid on purchases for the first 15 full billing cycles from date of account opening. |
| Ongoing | 18.24%–24.99% | None | Variable APR on purchases after introductory period based on creditworthiness; varies with the Prime Rate. |
| Ongoing | 24.99% | None | Cash advance APR varies based on the Prime Rate. Transaction fee for Cash Advances and cash equivalent transactions is the greater of $4 or 4% of each transaction. |
Sources (2)
All captured Oct 7, 2026
Arvest True Rate® Credit Card
Subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 18 months | 0.00% | None | 0% introductory APR is valid on balance transfers for the first 18 full billing cycles from account opening. Balance transfers can be conducted from $250 minimum up to available credit line with fee of greater of $10 or 4%. |
| Intro, 12 months | 0.00% | None | 0% introductory APR is valid on purchases for the first 12 full billing cycles from account opening. |
| Ongoing | 15.74%–24.99% | None | Variable APR on purchases after introductory period based on creditworthiness; varies with the Prime Rate. |
| Ongoing | 24.99% | None | Cash advance APR varies based on the Prime Rate. Transaction fee for Cash Advances and cash equivalent transactions is the greater of $4 or 4% of each transaction. |
Sources (2)
All captured Oct 7, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.