Credit union · NCUA insured
Arlington Municipal Federal Credit Union Auto Loan Rates
Arlington Municipal Federal Credit Union auto loans start at 4.49% APR for a new vehicle and 4.49% for a used one. Rates checked October 17, 2026.
How Arlington Municipal Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Boston, MA-NH, where Arlington Municipal Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Arlington Municipal Federal Credit Union
4.49%APR
- Terms
- 37–60 months
New Auto Loan
Lowest rate
Chelsea Employees Federal Credit Union
3.99%APR
- Terms
- up to 72 months
2nd-lowest rate
Hanscom Federal Credit Union
3.99%APR
- Terms
- up to 66 months
Arlington Municipal Federal Credit Union auto loan score
89
Auto loan score
Higher than 89% of U.S. banks and credit unions
- New vehicleNew4.49%
- Used vehicleUsed4.49%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Arlington Municipal Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loan
To be eligible to apply for a loan, a member must have maintained Credit Union membership for at least three months and have been employed by the Town for a minimum of six months. In addition, members of the Arlington Retirement System or the Arlington Public Schools Retirement System are also eligible provided they have been members of the Credit Union for a minimum of three months. A family member must be a member of the Credit Union for at least three months and employed with their current employer for a minimum of six months. We offer financing of up to 90% of the purchase price for new vehicles priced at $30,000.00 or less, and up to 80% for new vehicles priced above $30,000.00.
| Terms | APR | Conditions |
|---|---|---|
| — | 3.49% | Starting at 3.49% Annual Percentage Rate |
| up to 36 months | 3.49% | New cars |
| 37–60 months | 4.49% | Must borrow $10,000.00 minimum |
| 61–72 months | 5.49% | Must borrow $20,000.00 minimum |
Used Auto Loan
To be eligible to apply for a loan, a member must have maintained Credit Union membership for at least three months and have been employed by the Town for a minimum of six months. In addition, members of the Arlington Retirement System or the Arlington Public Schools Retirement System are also eligible provided they have been members of the Credit Union for a minimum of three months. A family member must be a member of the Credit Union for at least three months and employed with their current employer for a minimum of six months. We offer financing up to 75% of the current value price on all used vehicles.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.49% | Starting at 4.49% Annual Percentage Rate |
| up to 36 months | 4.49% | Used car purchases |
| 37–60 months | 5.49% | Must borrow $10,000.00 minimum |
| 61–72 months | 5.99% | Must borrow $20,000.00 minimum |
Who can join Arlington Municipal Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.