Credit union · NCUA insured
Anderson County Federal Credit Union CD Rates
Anderson County Federal Credit Union’s best CD rate is 3.50% APY on a 1-year share certificate (CD). Terms run from 1 year to 3 years. Rates checked October 16, 2026.
How Anderson County Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Palestine, TX, where Anderson County Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Anderson County Federal Credit Union
3.05%APY
- Term
- 12 months
- Minimum
- $1,000
- Earns on $10,000
- $305
Certificate of Deposit
Top rate
First National Bank Texas
3.75%APY
- Term
- 8 months
- Minimum
- $500
- Earns on $10,000
- $248
2nd-highest rate
Southside Bank
3.34%APY
- Term
- 18 months
- Minimum
- $1,000
- Earns on $10,000
- $505
Anderson County Federal Credit Union CD score
64
CD score
Higher than 10% of U.S. banks and credit unions
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo2.02%
- 31–60 months31–60 mo2.02%
- QualifiedQualified3.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Anderson County Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificate of Deposit
Up to 3.05%APY · 3 terms
Dividends calculated on an average daily balance. Minimum to open a certificate $1,000, dividends are paid quarterly, and CD renew automatically.
| Term | APY · $1,000 and up | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 12 months | 3.05% | 3.50% | 3.05%3.50% from $100k | $305 |
| 24 months | 2.02% | 2.00% | 2.02%2.00% from $100k | $408 |
| 36 months | 2.02% | 2.00% | 2.02%2.00% from $100k | $618 |
Sources (1)
- ancfcu.com/cds · captured Sep 17, 2026
Who can join Anderson County Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, attend school, or volunteer in the community in Anderson County.
Family and household
- Membership is open to members of the immediate family or household of eligible individuals.
- Membership is open to spouses of persons who died while within the field of membership of the credit union.
Membership information collected October 5, 2026.