Bank · FDIC insured
AmeriFirst Bank Savings Rates
A $364.1M bank headquartered in Montgomery, AL, with 6 branches in Alabama.
How AmeriFirst Bank’s savings rates compare
Compared with banks and credit unions in Alabama, where AmeriFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
AmeriFirst Bank
0.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $0
Personal Savings Account
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Guardian Credit Union
4.00%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $400
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market Account
Up to 1.26%APY
Interest paid on daily balance; if balance falls below $50,000, interest will be paid at tiered rate. $15.00 monthly service charge if daily balance falls below $50,000 at any time during the statement cycle. Limit of 6 withdrawals or transfers per calendar month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $99,999Monthly fee waived if daily balance does not fall below $50,000. | 0.50% | — | Monthly fee waived if daily balance does not fall below $50,000. |
| $100,000 – $249,999Monthly fee waived if daily balance does not fall below $50,000. | 0.75% | — | Monthly fee waived if daily balance does not fall below $50,000. |
| $250,000 – $999,999Monthly fee waived if daily balance does not fall below $50,000. | 1.00% | — | Monthly fee waived if daily balance does not fall below $50,000. |
| $1,000,000 and upMonthly fee waived if daily balance does not fall below $50,000. | 1.26% | — | Monthly fee waived if daily balance does not fall below $50,000. |
Sources (1)
- amerifirstbank.com/personal-checking · captured Sep 19, 2026
Personal Savings Account
0.00%APY
$100 minimum balance required to earn interest and avoid a quarterly service charge. Tier I rate applies to balances $100 and over. $5.00 service charge assessed every quarter if balance falls below $100 on any day of the cycle. $5.00 service charge per withdrawal in excess of 3 per statement cycle. Max 6 preauthorized/automatic transfers or debits per calendar month ($10.00 fee per subsequent debit). Choose from quarterly eStatements or paper statements (monthly if EFT).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100No interest earned on balances from $0.01 to $99.99.Up to $100 | 0.00% | — | No interest earned on balances from $0.01 to $99.99. |
Sources (1)
- amerifirstbank.com/personal-savings · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.