Credit union · NCUA insured
American Lake Credit Union Auto Loan Rates
American Lake Credit Union auto loans start at 4.99% APR for a new vehicle and 4.99% for a used one. Rates checked October 22, 2026.
How American Lake Credit Union’s auto loan rates compare
Compared with banks and credit unions near Seattle, WA, where American Lake Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
American Lake Credit Union
4.99%APR
- Terms
- up to 84 months
- Up to
- —
Automobile
Lowest rate
Ironworkers USA Credit Union
4.24%APR
- Terms
- 36–84 months
- Up to
- 18.00% APR
2nd-lowest rate
Navy Federal Credit Union
4.29%APR
- Terms
- 37–60 months
- Up to
- —
American Lake Credit Union auto loan score
83
Auto loan score
Higher than 62% of U.S. banks and credit unions
- New vehicleNew4.99%
- Used vehicleUsed4.99%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where American Lake Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Automobile
New & Used purchase or refinance. Membership eligibility required. All loans subject to credit approval. Rates, terms, and conditions may vary.
| Terms | APR | Conditions |
|---|---|---|
| up to 84 months | 4.99% | New & Used purchase or refinance |
Sources (1)
- americanlake.org/Borrow/Vehicle/Auto-Loans · captured Oct 7, 2026
Who can join American Lake Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.