Credit union · NCUA insured
American Eagle Financial Credit Union Auto Loan Rates
American Eagle Financial Credit Union auto loans start at 5.29% APR for a new vehicle and 5.29% for a used one. Rates checked October 22, 2026.
How American Eagle Financial Credit Union’s auto loan rates compare
Compared with banks and credit unions near Hartford, CT, where American Eagle Financial Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
American Eagle Financial Credit Union
5.29%APR
- Terms
- 52–63 months
- Discount
- Included in the rate
Auto Loans
Lowest rate
PSFCU
3.50%APR
- Terms
- up to 60 months
- Discount
- Included in the rate
2nd-lowest rate
Riverbank Federal Credit Union
3.74%APR
- Terms
- —
- Discount
- None included
American Eagle Financial Credit Union auto loan score
72
Auto loan score
Higher than 30% of U.S. banks and credit unions
- New vehicleNew5.29%
- Used vehicleUsed5.29%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where American Eagle Financial Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loan Refinance Special Offer
Offer available on auto loans refinanced from another lender to American Eagle Financial Credit Union. Offer not valid for vehicle loans currently financed by AEFCU. Excludes commercial vehicles, recreational vehicles, watercraft, and motorcycles. Proof of current rate from lender is required. Qualified borrower receives lower of current published rate or 2% off existing auto loan rate from another lender, subject to a minimum floor rate of 4.44% APR (including any/all discounts). Loan term must be congruent with term remaining on current loan. Subject to credit approval. AEFCU membership required.
| Terms | APR | Conditions |
|---|---|---|
| 36–96 months | 4.44% | Floor rate of 4.44% APR (lower auto loan rate by up to 2% off existing rate from another lender). Rate based on credit score, model year, and term of loan. Fixed rates effective March 1, 2026. Minimum loan amount is $2,000.00. |
Sources (1)
- americaneagle.org/auto-refinance-promo · captured Oct 4, 2026
Auto Loans
Rate determined by credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Subject to credit approval and AEFCU Lending Policy. Serves members in Connecticut and Hampden County, Massachusetts. Financing available for new and used vehicles; purchase or refinance. Borrow up to 100% of purchase price.
| Terms | APR | Conditions |
|---|---|---|
| 1–51 months | 5.19% | Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 52–63 months | 5.29% | Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 64–75 months | 5.54% | Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 76–84 months | 6.39% | Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 85–96 months | 8.39% | Model Year: 2025 - 2027. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 1–63 months | 5.39% | Model Year: 2023 - 2024. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 64–75 months | 5.89% | Model Year: 2023 - 2024. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 76–84 months | 6.99% | Model Year: 2023 - 2024. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 1–63 months | 5.99% | Model Year: 2021 - 2022. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 64–75 months | 6.49% | Model Year: 2021 - 2022. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 76–84 months | 7.49% | Model Year: 2021 - 2022. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 1–63 months | 6.69% | Model Year: 2019 - 2020. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 64–75 months | 6.89% | Model Year: 2019 - 2020. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 1–63 months | 7.64% | Model Year: 2017 - 2018. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 64–75 months | 7.84% | Model Year: 2017 - 2018. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
| 1–63 months | 7.99% | Model Year: 2016 and Older. Rate includes 0.25% Auto Pay discount from an AEFCU checking account. |
Sources (2)
All captured Oct 4, 2026
Motorcycle Loans
Rate determined by credit history and term and subject to change without notice. Annual Percentage Rate (APR) includes a 0.25% rate discount with Auto Pay from an AEFCU checking account. Other terms governed by AEFCU Lending Policy. Serves members in Connecticut and Hampden County, Massachusetts.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 8.25% | New motorcycle. Rate includes 0.25% rate discount with Auto Pay from an AEFCU checking account. Rate determined by credit history and term. |
| up to 60 months | 8.75% | New motorcycle. Rate includes 0.25% rate discount with Auto Pay from an AEFCU checking account. Rate determined by credit history and term. |
| up to 24 months | 9.00% | Used motorcycle. Rate includes 0.25% rate discount with Auto Pay from an AEFCU checking account. Rate determined by credit history and term. |
| up to 48 months | 9.50% | Used motorcycle. Rate includes 0.25% rate discount with Auto Pay from an AEFCU checking account. Rate determined by credit history and term. |
Sources (1)
- americaneagle.org/rates/loan-rates · captured Oct 4, 2026
Who can join American Eagle Financial Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Persons who live, work, worship, or attend school in, or businesses and other legal entities located in Hartford, Middlesex, Tolland, and New Haven counties in Connecticut, or Hampden County in Massachusetts, are eligible for membership.
Employers and groups
- Employees of this credit union and organizations of these individuals are eligible for membership.
- Employees, independent contractors, or self-employed individuals who work regularly in, or have retired from, the healthcare industry in the state of Connecticut are eligible for membership.
Family and household
- Members of the immediate family or household of employees of this credit union are eligible for membership.
- Spouses of persons who died while within the field of membership of this credit union are eligible to join.
Other ways
- Volunteers in the community are eligible for membership.
Membership information collected October 4, 2026.