Credit union · NCUA insured
American Baptist Association Credit Union CD Rates
American Baptist Association Credit Union’s best CD rate is 4.86% APY on a 2-year share certificate (CD). Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How American Baptist Association Credit Union’s CD rates compare
Compared with banks and credit unions near Houston, TX, where American Baptist Association Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
American Baptist Association Credit Union
3.82%APY
- Term
- 24 months
- Minimum
- $1,000
- Earns on $10,000
- $779
Share Certificates
Top rate
First Eagle Federal Credit Union
5.00%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $500
2nd-highest rate
Gulf Capital Bank
4.91%APY
- Term
- 36 months
- Minimum
- $1,000
- Earns on $10,000
- $1,546
American Baptist Association Credit Union CD score
72
CD score
Higher than 32% of U.S. banks and credit unions
- 3–8 months3–8 mo2.79%
- 9–15 months9–15 mo3.05%
- 16–30 months16–30 mo3.82%
- QualifiedQualified3.82%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where American Baptist Association Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 3.82%APY · 4 terms
Early withdrawal fees may apply. Rates are subject to change.
| Term | APY · $1,000 – $99,999 | APY · $100,000 and up | APY | Earns on $10,000Earns |
|---|---|---|---|---|
| 6 monthsBalance tier: $1,000 to $99,999 | 2.79% | — | 2.79% | $139 |
| 6 monthsBalance tier: $100,000 and more | — | 3.82% | —3.82% from $100k | — |
| 12 monthsBalance tier: $1,000 to $99,999 | 3.05% | — | 3.05% | $305 |
| 12 monthsBalance tier: $100,000 and more | — | 4.08% | —4.08% from $100k | — |
| 18 monthsBalance tier: $1,000 to $99,999 | 3.05% | — | 3.05% | $461 |
| 18 monthsBalance tier: $100,000 and more | — | 4.08% | —4.08% from $100k | — |
| 24 monthsBalance tier: $1,000 to $99,999 | 3.82% | — | 3.82% | $779 |
| 24 monthsBalance tier: $100,000 and more | — | 4.86% | —4.86% from $100k | — |
Who can join American Baptist Association Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Any church affiliated with the American Baptist Association is eligible for membership.
- Persons holding membership in an ABA affiliated church in certain states are eligible to join.
- Organizations of an affiliated church (e.g. auxiliary, brotherhood, youth group) are eligible to join.
- Ministers and other employees of churches affiliated with the American Baptist Association (ABA) are eligible to join.
Family and household
- Members of the immediate families of eligible individuals can join.
Cost to join
- A minimum deposit of $25 into a share/savings account is required upon completing a membership card.
Membership information collected October 5, 2026.