Credit union · NCUA insured
Alloy Federal Credit Union Savings Rates
Alloy Federal Credit Union’s best savings rate is 0.15% APY on $10,000, with its Regular Shares. Rates checked October 22, 2026.
How Alloy Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Beckley, WV, where Alloy Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Alloy Federal Credit Union
0.15%APY
- Requires
- None
- Earns on $10,000 a year
- $15
Regular Shares
Top rate
Pendleton Community Bank
3.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $300
2nd-highest rate
Mountain Heritage Federal Credit Union
2.53%APY
- Requires
- None
- Earns on $10,000 a year
- $253
Alloy Federal Credit Union savings score
67
Savings score
Higher than 18% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.15%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.15%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Alloy Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Shares
0.15%APY
In order to be a member, you must have a Membership Share/ Savings Account. Secondary share/savings accounts may be opened under the base account number. Dividends are declared and paid quarterly based upon the credit union's previous quarter's earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.15% | $15 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Shares
0.50%APY
Offers both Traditional and Roth IRA share accounts. Dividends are declared and paid quarterly, based upon the credit union's previous quarter's earnings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.50% | $50 |
Sources (2)
All captured Sep 19, 2026
Christmas Shares
0.20%APY
Accounts are paid out on an annual basis on the second Thursday in October. Dividends are paid quarterly at the same time as on the regular savings accounts.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.20% | $20 |
Sources (2)
All captured Sep 19, 2026
Who can join Alloy Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.