Credit union · NCUA insured
Alliance Niagara Federal Credit Union Credit Card Rates
Alliance Niagara Federal Credit Union credit cards start at 8.90% APR on purchases, after any introductory rate. Rates checked October 16, 2026.
How Alliance Niagara Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near Buffalo, NY, where Alliance Niagara Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Alliance Niagara Federal Credit Union
8.90%APR
- Up to
- —
Credit Card
Lowest rate
BufMet Credit Union
7.50%APR
- Up to
- 18.00% APR
2nd-lowest rate
Gowanda Area Federal Credit Union
7.99%APR
- Up to
- —
Alliance Niagara Federal Credit Union credit card score
89
Credit card score
Higher than 87% of U.S. banks and credit unions
- Purchase APRPurchase APR8.90%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alliance Niagara Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Credit Card
Any member having at least one share may apply.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 8.90% | None | Fixed rate. Payments based on 3% of outstanding card balance. |
Who can join Alliance Niagara Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.