Credit union · NCUA insured
Allegheny Valley Federal Credit Union Auto Loan Rates
Allegheny Valley Federal Credit Union auto loans start at 5.95% APR for a new vehicle and 6.95% for a used one. Rates checked October 16, 2026.
How Allegheny Valley Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where Allegheny Valley Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Allegheny Valley Federal Credit Union
5.95%APR
- Terms
- up to 60 months
- Discount
- None included
New Vehicle
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
Allegheny Valley Federal Credit Union auto loan score
64
Auto loan score
Higher than 12% of U.S. banks and credit unions
- New vehicleNew5.95%
- Used vehicleUsed6.95%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Allegheny Valley Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Vehicle
Borrow up to 100% of list price up to 72 months. Vehicle's title held as collateral. Member must maintain $50 balance in share account. No other deductions apply. Rates quoted do not require payroll deduction or electronic payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 5.95% | Payment is $16.55 per $1,000 borrowed for full term. |
| up to 60 months | 5.95% | Payment is $19.31 per $1,000 borrowed for full term. |
| up to 54 months | 5.95% | Payment is $21.16 per $1,000 borrowed for full term. |
| up to 48 months | 5.95% | Payment is $23.47 per $1,000 borrowed for full term. |
Sources (2)
All captured Sep 17, 2026
Used Vehicle
Borrow up to 100% of book value. Maximum term depends on vehicle year. Vehicle title held as collateral. Member must maintain $50 balance in share account. No other deductions apply. Rates quoted do not require payroll deduction or electronic payment.
| Terms | APR | Conditions |
|---|---|---|
| up to 72 months | 6.95% | Vehicle model years 2027 - 2026. Payment is $17.03 per $1,000 borrowed for full term. |
| up to 60 months | 6.95% | Vehicle model years 2025 - 2024. Payment is $19.78 per $1,000 borrowed for full term. |
| up to 54 months | 6.95% | Vehicle model years 2023 - 2022. Payment is $21.62 per $1,000 borrowed for full term. |
| up to 48 months | 6.95% | Vehicle model years 2021 - 2020. Payment is $23.93 per $1,000 borrowed for full term. |
| up to 36 months | 6.95% | Vehicle model years 2019 - 2017. Payment is $30.87 per $1,000 borrowed for full term. |
Sources (2)
All captured Oct 6, 2026
Who can join Allegheny Valley Federal Credit Union
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