Credit union · NCUA insured
Align Credit Union Credit Card Rates
Align Credit Union credit card rates start at 11.75% APR. Rates checked October 15, 2026.
How Align Credit Union’s credit card rates compare
Compared with banks and credit unions near Boston, MA-NH, where Align Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Align Credit Union
– –
- Up to
- —
No ongoing APR published
Lowest rate
Albright Credit Union
7.99%APR
- Up to
- 17.99% APR
2nd-lowest rate
Beverly Municipal Federal Credit Union
7.99%APR
- Up to
- —
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Align VISA Credit Card
Credit Union membership is required. Members must maintain a $5 deposit relationship. Credit lines up to $20,000. All loans subject to credit approval.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Intro, 12 months | 7.49% | None | Introductory rate is based on your credit worthiness and in effect for the initial 12 months. Balance transfer and convenience check fee of 4% applies during the introductory period. |
| Ongoing | 11.75%–16.75% | None | Rates thereafter are as low as 11.75% variable APR based on credit worthiness. The variable rate is based on prime plus a margin. In the event there is no score a credit score of 699 and below will be used. |
Sources (2)
All captured Oct 5, 2026
Who can join Align Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.