Credit union · NCUA insured
Alcon Employees Federal Credit Union Auto Loan Rates
Alcon Employees Federal Credit Union auto loans start at 4.50% APR for a new vehicle and 5.00% for a used one. Rates checked October 16, 2026.
How Alcon Employees Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Dallas, TX, where Alcon Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Alcon Employees Federal Credit Union
4.50%APR
- Terms
- —
New Auto Loans
Lowest rate
PenFed Credit Union
3.84%APR
- Terms
- up to 60 months
2nd-lowest rate
Southwest Airlines Federal Credit Union
3.94%APR
- Terms
- —
Alcon Employees Federal Credit Union auto loan score
87
Auto loan score
Higher than 75% of U.S. banks and credit unions
- New vehicleNew4.50%
- Used vehicleUsed5.00%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Alcon Employees Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New Auto Loans
100% Purchase Price. New Auto 2025-2026 or newer with less than 15,000 miles. Stated rate reflects two optional 0.25% discounts (0.25% for loans fully protected with life/disability coverage; 0.25% for direct deposit with automatic loan payments; members may qualify for one discount rate only). Rate depends on credit history and underwriting.
| Terms | APR | Conditions |
|---|---|---|
| — | 4.50% | 100% Purchase Price. New Auto 2025-2026 or newer with less than 15,000 miles. Stated rate reflects two optional 0.25% discounts (0.25% for loans fully protected with life/disability coverage; 0.25% for direct deposit with automatic loan payments; members may qualify for one discount rate only). Rate depends on credit history and underwriting. |
Sources (1)
- alconefcu.com/rates · captured Oct 16, 2026
Used Auto Loans
100% Purchase Price. Used Auto 2023 or older with more than 15,000 miles. Stated rate reflects two optional 0.25% discounts (0.25% for loans fully protected with life/disability coverage; 0.25% for direct deposit with automatic loan payments; members may qualify for one discount rate only). Rate depends on credit history and underwriting.
| Terms | APR | Conditions |
|---|---|---|
| — | 5.00% | 100% Purchase Price. Used Auto 2023 or older with more than 15,000 miles. Stated rate reflects two optional 0.25% discounts (0.25% for loans fully protected with life/disability coverage; 0.25% for direct deposit with automatic loan payments; members may qualify for one discount rate only). Rate depends on credit history and underwriting. |
Sources (1)
- alconefcu.com/rates · captured Oct 16, 2026
Who can join Alcon Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees and contractors of Alcon are eligible for membership.
- Retirees of Alcon are eligible for membership.
Family and household
- Immediate family members of eligible employees and retirees (including spouses, children, parents, and other qualifying relatives as defined by the NCUA) are eligible for membership.
Cost to join
- A $5 share deposit in a savings account is required to establish membership.
Membership information collected October 5, 2026.