Credit union · NCUA insured
Aflac Federal Credit Union
A $137.4M credit union headquartered in Columbus, GA, with 9,446 members and 1 branch in Georgia. Best rates: savings 1.00% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings851.00%at $1,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Aflac Federal Credit Union
Aflac Federal Credit Union is located in Columbus, Georgia, and was federally chartered in February 1964 to serve Aflac Incorporated.
- Headquarters
- 1104 Lockwood Ave, Columbus, GA 31906
- NCUA charter
- 16096
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to AFLAC employees.
- Membership is open to those licensed to sell insurance through AFLAC.
Branches
1 branch in Georgia
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Georgia
1 branch
- Aflac Federal Credit UnionMain office1104 Lockwood Ave, Columbus, GA 31906Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 38.85% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.66% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 2.63% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $16 | $76 | — |
- CapitalNet worth ratio38.85%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.66%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets2.63%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$16Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Aflac Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.