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AFL-CIO Employees Federal Credit Union Auto Loan Rates

AFL-CIO Employees Federal Credit Union auto loans start at 5.00% APR for a new vehicle and 5.50% for a used one. Rates checked October 22, 2026.

How AFL-CIO Employees Federal Credit Union’s auto loan rates compare

Compared with banks and credit unions near Washington, DC-VA-MD-WV, where AFL-CIO Employees Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.

  • This credit union’s lowest

    AFL-CIO Employees Federal Credit Union

    5.00%APR

    Terms
    49–60 months

    New Vehicle Loans

  • Top Carrot, Carrot Score 88

    Lowest rate

    TruEnergy Federal Credit Union

    3.74%APR

    Terms
    up to 60 months

    TruEnergy Federal Credit Union rates

  • Top Carrot, Carrot Score 96

    2nd-lowest rate

    PenFed Credit Union

    3.84%APR

    Terms
    up to 60 months

    PenFed Credit Union rates

Compare auto loan rates near you →

AFL-CIO Employees Federal Credit Union auto loan score

77

Auto loan score

Higher than 43% of U.S. banks and credit unions

By vehicle
  • New vehicleNew5.00%
  • Used vehicleUsed5.50%

Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.

How the score works →

Where AFL-CIO Employees Federal Credit Union ranks

By auto loan score, in each area where it has branches

Every rate

Current auto loan rates

Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.

Who can join AFL-CIO Employees Federal Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Employees of the AFL-CIO (American Federation of Labor and Congress of Industrial Organizations) and its departments who are paid from the National Office in Washington, D.C. are eligible to join.
  • Employees of a state or local central labor body are eligible to join.
  • Employees of a constitutional department of the AFL-CIO are eligible to join.
  • Employees of AFL-CIO-affiliated International Unions (excluding CWA, UAW, and TWUA) and employees of AFL-CIO State and Local Central Bodies working in the United States are eligible to join.
  • Members of International Union of Painters Allied Trades (IUPAT)-District Council 51 are eligible to join.
  • Members of the National Football League Players Association (NFLPA) are eligible to join.
8 more ways to join

Employers and groups

  • Members of Office and Professional Employees International Union (OPEIU)-Local 2 are eligible to join.
  • Members of Washington-Baltimore News Guild- TNG-CWA- Local 32035 are eligible to join.
  • Members of United Food and Commercial Workers Union (UFCW)-Local 2013 are eligible to join.
  • Members of United Food and Commercial Workers Union (UFCW)-Local 400 are eligible to join.

Military, government and schools

  • Members of the American Federation of Teachers (AFT) are eligible to join.
  • Members of the American Postal Workers Union (APWU) are eligible to join.

Family and household

  • Immediate family members (spouse, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, stepsiblings, and adoptive relationships, regardless of where they live) and household members of existing credit union members are eligible to join.

Other ways

  • Individuals retired from any eligible field of membership are eligible to join.

Cost to join

  • Lifetime membership is established by opening a Regular Share Savings Account with a minimum deposit of $5.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details
← AFL-CIO Employees Federal Credit Union overview