Credit union · NCUA insured
Affinity Federal Credit Union Credit Card Rates
Top CarrotAffinity Federal Credit Union credit cards start at 15.75% APR on purchases, after any introductory rate. Rates checked October 15, 2026.
How Affinity Federal Credit Union’s credit card rates compare
Compared with banks and credit unions near New York, NY-NJ, where Affinity Federal Credit Union has the most branches. Ongoing purchase APR, lowest first.
This credit union’s lowest
Affinity Federal Credit Union
15.75%APR
- Up to
- 18.25% APR
Pure Rewards Visa
Lowest rate
Fox Federal Credit Union
6.95%APR
- Up to
- —
2nd-lowest rate
NYU Federal Credit Union
7.90%APR
- Up to
- —
Affinity Federal Credit Union credit card score
61
Credit card score
Higher than 4% of U.S. banks and credit unions
- Purchase APRPurchase APR15.75%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Affinity Federal Credit Union ranks
By credit card score, in each area where it has branches
Every rate
Current credit card rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit.
Premium Visa
Requires Affinity membership with a $5 deposit to a membership eligibility account. $0 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 12.10%–16.10% | None | APR varies with the market based on the Prime Rate, depending on creditworthiness. |
| Ongoing | 18.00% | None | Cash advance fee: 3% of the amount of each cash advance or $10.00, whichever is greater. |
Sources (2)
- affinityfcu.com/personal-banking/banking/credit-card · captured Sep 19, 2026
- affinityfcu.com/Privacy-Disclosures/CC-Disclosure.pdf · captured Oct 8, 2026
Pure Rewards Visa
Requires Affinity membership with a $5 deposit to a membership eligibility account. $0 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 15.50%–18.00% | None | This APR will vary with the market based on the Prime Rate, depending on your creditworthiness. |
| Ongoing | 18.00% | None | Cash advance fee: 3% of the amount of each cash advance or $10.00, whichever is greater. Interest begins charging on the transaction date. |
Secured Visa
Requires Affinity membership with a $5 deposit to a membership eligibility account. $0 annual fee.
| Applies to | APR | Annual fee | Conditions |
|---|---|---|---|
| Ongoing | 14.10% | None | APR varies with the market based on the Prime Rate. |
| Ongoing | 18.00% | None | Cash advance fee: 3% of the amount of each cash advance or $10.00, whichever is greater. |
Sources (2)
- affinityfcu.com/personal-banking/banking/credit-card · captured Sep 19, 2026
- affinityfcu.com/Privacy-Disclosures/CC-Disclosure.pdf · captured Oct 8, 2026
Who can join Affinity Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.