Bank · FDIC insured
Adams State Bank Savings Rates
Adams State Bank’s best savings rate is 0.50% APY on $10,000, with its Passbook Savings Accounts. Rates checked October 22, 2026.
How Adams State Bank’s savings rates compare
Compared with banks and credit unions near Beatrice, NE, where Adams State Bank has the most branches. $10,000, best rate first.
This bank’s best
Adams State Bank
0.50%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $50
Passbook Savings Accounts
Top rate
First State Bank Nebraska
2.00%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $200
2nd-highest rate
BMO
0.80%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $80
Adams State Bank savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Adams State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Passbook Savings Accounts
0.50%APY
Interest is compounded quarterly. Rate may change after opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to open is $25.00. No minimum balance required to earn interest. Rate may change after opening. Fees could reduce earnings.Any balance | 0.50% | $50 | Minimum balance to open is $25.00. No minimum balance required to earn interest. Rate may change after opening. Fees could reduce earnings. |
Sources (2)
All captured Oct 15, 2026
Special-purpose accounts
IRA
3.25%APY
Offers Traditional and Roth IRAs (TDOA). Rates are tied to the 6 month CD rate and subject to change monthly. Interest is compounded monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceApplies to Traditional and Roth IRA TDOA accounts. Rates tied to 6 month CD rate, subject to change monthly. Interest compounded monthly. Rate may change after opening.Any balance | 3.25% | $325 | Applies to Traditional and Roth IRA TDOA accounts. Rates tied to 6 month CD rate, subject to change monthly. Interest compounded monthly. Rate may change after opening. |
Sources (2)
All captured Oct 15, 2026
HSA
1.26%APY
Tiered rate Health Savings Account. Rate may change after opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Rate applies to balances under $5,000. Rate may change after opening. Fees could reduce earnings. | 0.50% | — | Rate applies to balances under $5,000. Rate may change after opening. Fees could reduce earnings. |
| $5,000 and upRate applies to balances over $5,000. Rate may change after opening. Fees could reduce earnings. | 1.26% | $126 | Rate applies to balances over $5,000. Rate may change after opening. Fees could reduce earnings. |
Sources (1)
- adamsstate.com/deposit-accounts/deposit-rates · captured Oct 15, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.