Credit union · NCUA insured
Actors Federal Credit Union Auto Loan Rates
Top CarrotActors Federal Credit Union auto loans start at 4.74% APR for a new vehicle and 4.74% for a used one. Rates checked October 16, 2026.
How Actors Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Los Angeles, CA, where Actors Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Actors Federal Credit Union
4.74%APR
- Terms
- up to 60 months
- Discount
- None included
Auto Loans
Lowest rate
Downey Federal Credit Union
3.49%APR
- Terms
- —
- Discount
- None included
2nd-lowest rate
United Catholics Federal CU
3.75%APR
- Terms
- up to 84 months
- Discount
- Included in the rate
Actors Federal Credit Union auto loan score
87
Auto loan score
Higher than 80% of U.S. banks and credit unions
- New vehicleNew4.74%
- Used vehicleUsed4.74%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Actors Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Auto Loans
Offers new and used auto loans at the same rates. Membership eligibility required; an Actors FCU savings account is required. Up to 10% of loan value may be required in savings. Rates include a 0.25% discount for Autopay from an Actors FCU account. For used cars, vehicle age may limit maximum loan term.
| Terms | APR | Conditions |
|---|---|---|
| up to 24 months | 3.74% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
| up to 36 months | 4.24% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
| up to 48 months | 4.49% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
| up to 60 months | 4.74% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
| up to 72 months | 4.99% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
| up to 84 months | 5.24% | Rates shown offered to members meeting select credit criteria, including -.25% discount for Autopay. Other rates and terms available based on creditworthiness. For used cars, the age of the vehicle may limit maximum loan term. |
Sources (1)
- actorsfcu.com/borrow/loans/auto-loans · captured Oct 16, 2026
Who can join Actors Federal Credit Union
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