Credit union · NCUA insured
Acclaim Federal Credit Union Auto Loan Rates
Acclaim Federal Credit Union auto loans start at 6.24% APR for a new vehicle and 6.24% for a used one. Rates checked October 22, 2026.
How Acclaim Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Greensboro, NC, where Acclaim Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
Acclaim Federal Credit Union
6.24%APR
- Terms
- up to 60 months
- Up to
- —
New/Used Auto (2016-2026) & Motorcycle (2019-2026)
Lowest rate
Nova Credit Union
3.95%APR
- Terms
- —
- Up to
- —
2nd-lowest rate
Members Credit Union
3.99%APR
- Terms
- 6–84 months
- Up to
- 8.75% APR
Acclaim Federal Credit Union auto loan score
65
Auto loan score
Higher than 13% of U.S. banks and credit unions
- New vehicleNew6.24%
- Used vehicleUsed6.24%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where Acclaim Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
New/Used Auto (2016-2026) & Motorcycle (2019-2026)
Rate may include Auto Pay, Active Checking, AND/OR Fully Protected discounts. Discounts not available on all loan products. Subject to credit approval. Over 100% financing available for qualified borrowers. No fee to apply. Floor rate is 4.99% APR.
| Terms | APR | Conditions |
|---|---|---|
| up to 36 months | 4.99% | Maximum term 36 months. Rate as low as 4.99% APR. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. |
| up to 48 months | 5.74% | Maximum term 48 months. Rate as low as 5.74% APR. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. |
| up to 60 months | 6.24% | Maximum term 60 months. Rate as low as 6.24% APR. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. |
| up to 72 months | 6.49% | Maximum term 72 months. Rate as low as 6.49% APR. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. |
| up to 84 months | 7.24% | Maximum term 84 months. Rate as low as 7.24% APR. Rate may include Auto Pay, Active Checking, and/or Fully Protected discounts. |
Older Auto Loans 2011-2015
For model years 2011-2015. Rates subject to credit approval and underwriting factors.
| Terms | APR | Conditions |
|---|---|---|
| up to 48 months | 7.74% | Maximum term 48 months. Rate as low as 7.74% APR. |
Sources (1)
- acclaimfcu.org/rates/loan-products · captured Oct 4, 2026
Who can join Acclaim Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.