Credit union · NCUA insured
A & S Federal Credit Union Auto Loan Rates
A & S Federal Credit Union auto loans start at 5.59% APR for a new vehicle and 5.59% for a used one. Rates checked October 16, 2026.
How A & S Federal Credit Union’s auto loan rates compare
Compared with banks and credit unions near Pittsburgh, PA, where A & S Federal Credit Union has the most branches. New vehicle, lowest advertised APR first.
This credit union’s lowest
A & S Federal Credit Union
5.59%APR
- Terms
- up to 60 months
- Discount
- None included
Vehicle Loans
Lowest rate
Western PA FCU
3.64%APR
- Terms
- 49–60 months
- Discount
- Included in the rate
2nd-lowest rate
FirstEnergy Choice FCU
1.99%APR
- Terms
- 37–72 months
- Discount
- Included in the rate
A & S Federal Credit Union auto loan score
71
Auto loan score
Higher than 29% of U.S. banks and credit unions
- New vehicleNew5.59%
- Used vehicleUsed5.59%
Each track runs from the highest to the lowest rate among U.S. banks and credit unions; the dot is this rate.
Where A & S Federal Credit Union ranks
By auto loan score, in each area where it has branches
Every rate
Current auto loan rates
Rates from the credit union’s website. Most are “as low as” rates for the best credit; yours depends on your credit, the term and the vehicle.
Vehicle Loans
Financing for new and used cars, trucks, SUVs, motorcycles, recreational vehicles, and auto loan refinancing. Flexible terms up to 84 months. No prepayment penalties. Serving people who live, work, worship or attend school in Beaver County, Pennsylvania.
| Terms | APR | Conditions |
|---|---|---|
| up to 60 months | 5.59% | 2024 – 2026 Models |
| up to 72 months | 5.74% | 2024 – 2026 Models |
| up to 84 months | 6.49% | 2024 – 2026 Models >$40,000 |
| up to 60 months | 5.99% | 2021 – 2023 Models |
| up to 72 months | 6.29% | 2021 – 2023 Models |
| up to 48 months | 6.49% | 2017 – 2020 Models |
| up to 60 months | 6.99% | 2017 – 2020 Models |
Sources (1)
- asfederal.org/services/auto-loans · captured Oct 7, 2026
Who can join A & S Federal Credit Union
We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.