Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16 result in Lincoln, IL metro
- Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 2 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lincoln, IL metro
16 accounts at 6 banks and credit unions · checked Oct 16
- Typical
- 0.30%
- Top 10% from
- 2.03%
- Banks, typical
- 0.30%
- Credit unions, typical
- 1.65%
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Lincoln, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CEFCUCredit union · 1 branch