Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–14 results in Escanaba, MI metro
- 4.00%APY$400 a year on $10,000intro rate
Requirements
Product: Personal accounts only. $5 monthly maintenance charge waived with at least a $300 average daily collected balance, or by maintaining a Flagstar personal checking relationship, or if the primary account owner is 24 years of age or younger.
Offer: Standard non-promotional rate applies to balances under $10,000 ($0.01 or greater). $5 monthly maintenance fee waived if average daily collected balance is at least $300, or with an owner relationship on a Flagstar personal checking account with a balance of at least $0.01, or if primary account owner is 24 or younger.
Promotional rate · $5 monthly fee · Effective Oct 17, 2026
Rate by balance
Rate by balance for Flagstar Ready Savings Balance APY Up to $10,000 0.05% $10,000 and upYour amountMust be a new personal savings client and deposit new money. $1 minimum opening deposit. Reverts to standard non-promotional rate after 180 days. Early account closure fee may apply if closed within 180 days. 4.00% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 1 branch
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - U.P. State Credit UnionRewards SavingsSavings · $0 min · 0.25%–0.60% by balance
Credit union · 1 branch
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: For members looking to earn a higher yield on their savings account while also utilizing checking account.
Offer: Must also utilize checking account.
Qualified rate
Rate by balance
Rate by balance for Rewards Savings Balance APY Up to $2,500 0.25% $2,500 – $10,000 0.40% $10,000 and upYour amount 0.60% Rate checked
More details - U.P. State Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.25%–1.01% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.75% $50,000 and up 1.01% Rate checked
More details - Embers Credit UnionMoney MakerMoney Maker · $100 min · 0.25%–1.26% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Minimum balance of $100 required to earn interest. Dividends are paid monthly. Unlimited transfers.
Offer: Dividends are paid monthly. Minimum balance of $100 required to earn interest.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Balance APY $100 – $2,500 0.25% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $250,000 0.80% $250,000 and up 1.26% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: High-yield savings account. Minimum balance of $100 required to earn interest. Dividends are paid monthly.
Offer: Balances between $100.00 - $2,499.99.
0.25% interest rate · No monthly fee
Rate by balance
Rate by balance for Money Maker Balance APY $100 – $2,500 0.25% $2,500 – $10,000 0.25% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 – $250,000 0.80% $250,000 and up 1.26% Rate checked
More details - Peninsula Federal Credit UnionShares (Prime Shares Account)Savings · $5 min
Credit union · 2 branches
0.25%APY$25 a year on $10,000Requirements
Product: Officially establishes membership at the Credit Union. Minimum $5 balance to open and earn APY. Dividend rate may change after the account is opened; fees may reduce earnings.
Offer: Minimum $5 balance to open and earn APY.
Effective Mar 10, 2026
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: $5 monthly service charge if available balance falls below $100. $100 minimum deposit to open. Minimum $100.00 to earn interest. Unlimited deposits and transfers.
Offer: $5 monthly service charge waived if available balance remains at or above $100. $100.00 minimum to earn interest. Interest is compounded quarterly and credited quarterly.
0.15% interest rate · Compounded quarterly · $5 monthly fee
Rate by balance
Rate by balance for Personal Savings Balance APY $100 – $5,000 0.15% $5,000 and upYour amount 0.20% Rate checked
More details - Nicolet National BankMoney Market Account (MMA)Money Market Account (MMA) · $1,000 min · 0.10%–0.20% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000Requirements
Offer: $10 monthly service charge if available balance falls below $1,000.
0.10% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for Money Market Account (MMA) Balance APY $1,000 – $4,999 0.10% $5,000 and upYour amount 0.20% Rate checked
More details - Great Lakes First Federal Credit UnionSavings Account (Share Account)Savings · $5 min
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Standard account to become a member; holds a $5.00 minimum balance and charges a $1.00 opening fee. Dividends are earned automatically on the balance with no monthly service fees.
Offer: Hold $5.00 minimum balance; $1.00 fee for opening an account. No monthly service fees.
No monthly fee
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Personal accounts only. Initial minimum opening deposit to earn higher rate is $25,000. Account must be funded within 90 days of approval date. Early closure fee may apply if closed within 180 days. $15 monthly service charge waived with at least a $10,000 average daily collected balance or with a Flagstar personal checking relationship.
Offer: Tier 1 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or if owner of a Flagstar personal checking account with balance of at least $0.01.
$15 monthly fee
Rate by balance
Rate by balance for Flagstar Performance Savings Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier 2 balance rate. 0.10% $25,000 – $50,000Tier 3 balance rate. 3.20% $50,000 – $100,000Tier 4 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $100,000 – $500,000Tier 5 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% $500,000 and upTier 6 balance rate. $15 monthly maintenance fee waived if average daily collected balance is at least $10,000 or with personal checking relationship. 3.20% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Must meet Embers Credit Union membership eligibility (live, work, worship, attend school, or own real estate in eligible Michigan/Wisconsin counties). $5 opening deposit to open checking/membership. Minimum balance of $100.00 to earn monthly dividends; if under 18 years of age, a minimum balance is not required to earn dividends.
Offer: Minimum balance of $100.00 required to earn dividends. Minimum balance not required if under 18 years of age.
0.10% interest rate · No monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Offered in conjunction with Real Cash Back Checking. Requires meeting monthly qualification cycle requirements (eStatements, Direct Deposit, and 10 debit transactions posted and cleared) to earn tier 1 rates.
Offer: When qualifications are not met during a Monthly Qualification Cycle, the interest rate on the entire balance is 0.010% with corresponding APY in the range of 0.05% to 0.15%.
Qualified rate · 0.01% interest rate
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Offered in conjunction with Real Rewards Checking. Requires meeting monthly qualification cycle requirements on Real Rewards Checking account to earn tier 1 rates.
Offer: When qualifications are not met during a Monthly Qualification Cycle, the interest rate on the entire balance is 0.010% with an APY in the range of 0.05% to 0.15%.
Qualified rate · 0.01% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Escanaba, MI metro
14 accounts at 6 banks and credit unions · checked Oct 16–17
- Typical
- 0.23%
- Top 10% from
- 1.09%
- Banks, typical
- 0.20%
- Credit unions, typical
- 0.50%
Is your bank paying you enough?
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Escanaba, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U.P. State Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch
- Great Lakes First Federal Credit UnionCredit union · 2 branches