Compare Bank & Credit Union Rates
Best high-yield savings rates
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–26 results in Carbondale, IL metro
- 0.10%APY$10 a year on $10,000
Requirements
Product: $2 monthly service fee is waived by maintaining a $100 minimum daily balance for ages 18 and over; no minimum balance required for ages 17 and under. Includes 6 free withdrawals per month with a $3 excess withdrawal fee thereafter.
Offer: For ages 17 and under (minors). No minimum balance required to avoid monthly service fee. 6 free withdrawals per month, $3 fee per withdrawal in excess thereafter.
0.10% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - First Mid Bank & TrustMoney Market AccountMoney Market Account · $50 min · 0.05%–0.50% by balance
Bank · 2 branches
0.10%APY$10 a year on $10,000Requirements
Product: Interest earned on the full daily balance by tier. Interest rate and APY may change after account opening. $10 monthly maintenance fee if the daily minimum balance falls below $5,000 during a statement cycle. $2 paper statement fee per statement cycle, waived for age 50 or older or by signing up for eStatements.
Offer: Daily balances $0–$4,999.99. Variable rate. $10 monthly maintenance fee if daily minimum balance falls below $5,000 during a statement cycle. Fees could reduce earnings. Rates current as of the deposit-rates page date (full calendar date not stated).
0.05% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.10% $25,000 – $50,000 0.20% $50,000 and up 0.50% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly.
Offer: A service charge fee of $10.00 is imposed every month if the balance falls below $10,000.00 any day of the month.
0.10% interest rate · Compounded daily · $10 monthly fee · Effective Aug 31, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Includes 9 free withdrawals per quarter. A service charge may apply if balance falls below $50.00.
Offer: Minimum daily balance of $50.00 required to obtain APY. Interest rate and APY may change after account opening.
0.10% interest rate · Effective May 13, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Service charge fee of $12.00 imposed every statement cycle if daily balance falls below $2,500.00. 6 transfers per 4-week period; $10.00 fee per excess transaction.
Offer: Monthly fee of $12.00 waived if daily balance does not fall below $2,500.00.
0.10% interest rate · $12 monthly fee · Effective May 13, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash® Plus account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 30 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash Plus account qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must be linked to a Kasasa Cash account. Qualifications to earn the higher rate include at least 1 direct deposit, ACH credit, or ACH payment transaction, at least 10 debit card purchases post and settle, enrollment in eStatements, and logging into digital banking per Monthly Qualification Cycle. No monthly service fee.
Offer: When linked Kasasa Cash account qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Sep 29, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest earned on the full daily balance with no stated tiers. Variable rate may change after opening. Fees could reduce earnings. $2 paper statement fee per cycle waived for age 50+ or eStatements.
Offer: Daily balances of $0 or more. Rates current as of today's date; interest rate and APY may change after account opening. Fees could reduce earnings. Interest earned on daily balance; variable rate subject to change at First Mid's discretion.
0.05% interest rate · No monthly fee
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest compounded daily and credited quarterly. A $0.50 per-item service fee is charged for each debit transaction in excess of 3 per quarterly statement cycle.
Offer: A service charge fee of $2.00 is imposed every month if the balance falls below $200.00 any day of the month.
0.05% interest rate · Compounded daily · $2 monthly fee · Effective Aug 31, 2026
Rate checked
More details - First Bank & Trust of MurphysboroMoney Market Checking AccountMoney Market Checking Account · $2,500 min
Bank · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Interest compounded daily and credited monthly. Daily balance computation method. A service charge fee of $10.00 is imposed every statement cycle if the balance falls below $2,500.00 on any day of the cycle. Excess debit transaction fee of $10.00 per item over 3 during a month.
Offer: $10.00 monthly service charge fee waived if daily balance does not fall below $2,500.00 during the statement cycle. Excess debit transaction fee of $10.00 per item over 3 during a month.
0.05% interest rate · Compounded daily · $10 monthly fee
Rate checked
More details - 0.01%APY$1 a year on $10,000with conditions
Requirements
Product: Must be linked to a Just WIN! Cash Rewards or Just WIN! Cash Back Rewards Checking account. Requires acceptance of Consent for Electronic Transactions, Records, and Signatures agreement, valid email address, and enrollment in electronic delivery of statements, notices, and disclosures. No monthly service charge.
Offer: Base rate on portion of daily balance up to $50,000.00 when qualifications are not met.
Qualified rate · 0.01% interest rate · Balance cap $50,000 · No monthly fee · Effective May 13, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Carbondale, IL metro
26 accounts at 7 banks and credit unions · checked Sep 25–Oct 16
- Typical
- 0.20%
- Top 10% from
- 1.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.40%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Illinois
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bloomington Municipal Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 7 branches
- Acme Continental Credit UnionCredit union · 1 branch