Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–9 results in Escanaba, MI metro
- 4.75%APY$2,612 over 60 months on $10,000
Requirements
Product: Interest is compounded and credited quarterly using the daily balance method. Penalty for early withdrawal: 6 months interest if maturity is 24 months or less; 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
4.67% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - 4.30%APY$540 over 15 months on $10,000
Requirements
Product: Early withdrawal penalties apply.
Effective Sep 3, 2026
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More details - 4.15%APY$415 over 1 year on $10,000
Requirements
Product: Dividends are paid monthly directly into the certificate account. Minimum deposit of $1,000 required to open. Early withdrawal penalty may be up to half of the dividends that would be earned over the full term.
Offer: Dividends are paid monthly.
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More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Product: Dividends may not be withdrawn before maturity.
Rate checked
More details - Peninsula Federal Credit UnionJump Rate CertificatesCD · 36 months · $500 min
Credit union · 2 branches
4.05%APY$1,265 over 36 months on $10,000intro rateRequirements
Product: Allows opting into a new rate once per certificate term through online banking, mobile app, or by contacting the Credit Union if rates increase within the certificate's term. Early withdrawal penalties apply.
Promotional rate · Effective Sep 3, 2026
Rate checked
More details - Great Lakes First Federal Credit UnionShare CertificatesCD · 6 months · $1,000 min
Credit union · 2 branches
3.70%APY$183 over 6 months on $10,000Requirements
Product: Penalties apply for early withdrawal. Fees could reduce earnings.
Effective Feb 13, 2026
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More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
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More details - Peninsula Federal Credit UnionSave to Win CertificateCD · 12 months · $25 min
Credit union · 2 branches
2.00%APY$200 over 1 year on $10,000Requirements
Product: Provides chances to win monthly drawings and cash prizes.
Effective Sep 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Escanaba, MI metro
67 CDs at 6 banks and credit unions · checked Oct 16–17
- Typical
- 3.90%
- Top 10% from
- 4.27%
- Banks, typical
- 4.05%
- Credit unions, typical
- 3.90%
Is your bank paying you enough?
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Escanaba, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- U.P. State Credit UnionCredit union · 1 branch
- Flagstar BankBank · 1 branch
- Great Lakes First Federal Credit UnionCredit union · 2 branches