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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–32 results in Traverse City, MI metro

  1. State Savings BankCertificates of DepositCD · 60 months · $500 min

    Bank · 6 branches

    0.55%APY$278 over 60 months on $10,000
  2. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 3 branches

    0.05%APY$2 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Traverse City, MI metro

289 CDs at 18 banks and credit unions · checked Sep 18–Oct 22

Typical
3.00%
Top 10% from
3.91%
Banks, typical
1.50%
Credit unions, typical
3.35%

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Traverse City, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Lake Michigan Credit UnionCredit union · 2 branches
  2. MSU Federal Credit UnionCredit union · 2 branches
See all ranked institutions
Best CD Rates of October 2026 | Carrot Rate