Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–17 results in Plattsburgh, NY metro
- UFirst Federal Credit UnionSavings Builder Share Certificate AccountCD · 12 months · $10 min
Credit union · 3 branches
0.50%APY$50 over 1 year on $10,000with conditionsRequirements
Product: No maintenance fees. Fixed term of 12 months. $10 minimum to open. No partial withdrawals; if an early withdrawal is made, all dividends are lost in penalty. Does not renew at the end of the 12-month period but can be rolled into another savings or share certificate account. Each pay period requires a deposit of at least $10/weekly, $20/biweekly, or $40/monthly (automatic deposits via Direct Deposit). Limit to deposit is $2,500 per year.
Offer: With draft (checking account). Deposit limit of $2,500 per year; mandatory scheduled deposit each pay period ($10 weekly, $20 biweekly, or $40 monthly).
Qualified rate · 0.50% interest rate
Rate checked
More details - 0.25%APY$100 over 48 months on $10,000
Requirements
Product: 48-month CD maturing exactly 48 months from opening or renewal. Interest compounded monthly and credited month-end and at maturity. Features a one-time option to change current rate to a higher rate if rates change during the 48-month period. Annual statement provided.
Offer: One-time option to change the current rate to a higher rate if rates change during the 48-month period.
0.25% interest rate · Compounded monthly · Effective Sep 29, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Plattsburgh, NY metro
75 CDs at 11 banks and credit unions · checked Oct 16–22
- Typical
- 1.01%
- Top 10% from
- 3.78%
- Banks, typical
- 2.66%
- Credit unions, typical
- 1.00%
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Plattsburgh, NY metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- NorthCountry Federal Credit UnionCredit union · 1 branch
- AmeriCU Credit UnionCredit union · 2 branches