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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–20 results in Albert Lea, MN metro

  1. Affinity PlusWahoo CertificateCD · 12 months · $0 min

    Credit union · 1 branch

    1.00%APY$100 over 1 year on $10,000
  2. Affinity PlusCertificate BuilderCD · 12 months · $100 min

    Credit union · 1 branch

    1.00%APY$100 over 1 year on $10,000
  3. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 1 branch

    0.40%APY$202 over 60 months on $10,000
  4. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 1 branch

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
  5. U.S. BankU.S. Bank Certificates of DepositCD · 60 months · $500 min

    Bank · 1 branch

    0.25%APY$126 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Albert Lea, MN metro

89 CDs at 9 banks and credit unions · checked Oct 6–22

Typical
2.40%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.75%

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Albert Lea, MN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. United Employees Credit UnionCredit union · 1 branch
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CD rates by state

Best CD Rates of October 2026 | Carrot Rate